Mandala Multifinance Tbk PT
IDX:MFIN

Watchlist Manager
Mandala Multifinance Tbk PT Logo
Mandala Multifinance Tbk PT
IDX:MFIN
Watchlist
Price: 3 350 IDR Market Closed
Market Cap: 16.9T IDR
Have any thoughts about
Mandala Multifinance Tbk PT?
Write Note

Intrinsic Value

The intrinsic value of one MFIN stock under the Base Case scenario is 857.86 IDR. Compared to the current market price of 3 350 IDR, Mandala Multifinance Tbk PT is Overvalued by 74%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

MFIN Intrinsic Value
857.86 IDR
Overvaluation 74%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Mandala Multifinance Tbk PT

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for MFIN cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about MFIN?
Bearish
Neutral
Bullish
Discover Undervalued Stocks
Financial Services Industry

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Mandala Multifinance Tbk PT

Provide an overview of the primary business activities
of Mandala Multifinance Tbk PT.

What unique competitive advantages
does Mandala Multifinance Tbk PT hold over its rivals?

What risks and challenges
does Mandala Multifinance Tbk PT face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Mandala Multifinance Tbk PT.

Provide P/S
for Mandala Multifinance Tbk PT.

Provide P/E
for Mandala Multifinance Tbk PT.

Provide P/OCF
for Mandala Multifinance Tbk PT.

Provide P/FCFE
for Mandala Multifinance Tbk PT.

Provide P/B
for Mandala Multifinance Tbk PT.

Provide EV/S
for Mandala Multifinance Tbk PT.

Provide EV/GP
for Mandala Multifinance Tbk PT.

Provide EV/EBITDA
for Mandala Multifinance Tbk PT.

Provide EV/EBIT
for Mandala Multifinance Tbk PT.

Provide EV/OCF
for Mandala Multifinance Tbk PT.

Provide EV/FCFF
for Mandala Multifinance Tbk PT.

Provide EV/IC
for Mandala Multifinance Tbk PT.

Show me price targets
for Mandala Multifinance Tbk PT made by professional analysts.

What are the Revenue projections
for Mandala Multifinance Tbk PT?

How accurate were the past Revenue estimates
for Mandala Multifinance Tbk PT?

What are the Net Income projections
for Mandala Multifinance Tbk PT?

How accurate were the past Net Income estimates
for Mandala Multifinance Tbk PT?

What are the EPS projections
for Mandala Multifinance Tbk PT?

How accurate were the past EPS estimates
for Mandala Multifinance Tbk PT?

What are the EBIT projections
for Mandala Multifinance Tbk PT?

How accurate were the past EBIT estimates
for Mandala Multifinance Tbk PT?

Compare the revenue forecasts
for Mandala Multifinance Tbk PT with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Mandala Multifinance Tbk PT and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Mandala Multifinance Tbk PT against its competitors.

Analyze the profit margins
(gross, operating, and net) of Mandala Multifinance Tbk PT compared to its peers.

Compare the P/E ratios
of Mandala Multifinance Tbk PT against its peers.

Discuss the investment returns and shareholder value creation
comparing Mandala Multifinance Tbk PT with its peers.

Analyze the financial leverage
of Mandala Multifinance Tbk PT compared to its main competitors.

Show all profitability ratios
for Mandala Multifinance Tbk PT.

Provide ROE
for Mandala Multifinance Tbk PT.

Provide ROA
for Mandala Multifinance Tbk PT.

Provide ROIC
for Mandala Multifinance Tbk PT.

Provide ROCE
for Mandala Multifinance Tbk PT.

Provide Gross Margin
for Mandala Multifinance Tbk PT.

Provide Operating Margin
for Mandala Multifinance Tbk PT.

Provide Net Margin
for Mandala Multifinance Tbk PT.

Provide FCF Margin
for Mandala Multifinance Tbk PT.

Show all solvency ratios
for Mandala Multifinance Tbk PT.

Provide D/E Ratio
for Mandala Multifinance Tbk PT.

Provide D/A Ratio
for Mandala Multifinance Tbk PT.

Provide Interest Coverage Ratio
for Mandala Multifinance Tbk PT.

Provide Altman Z-Score Ratio
for Mandala Multifinance Tbk PT.

Provide Quick Ratio
for Mandala Multifinance Tbk PT.

Provide Current Ratio
for Mandala Multifinance Tbk PT.

Provide Cash Ratio
for Mandala Multifinance Tbk PT.

What is the historical Revenue growth
over the last 5 years for Mandala Multifinance Tbk PT?

What is the historical Net Income growth
over the last 5 years for Mandala Multifinance Tbk PT?

What is the current Free Cash Flow
of Mandala Multifinance Tbk PT?

Discuss the annual earnings per share (EPS)
trend over the past five years for Mandala Multifinance Tbk PT.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Mandala Multifinance Tbk PT

Current Assets 603.5B
Cash & Short-Term Investments 511.6B
Receivables 50.1B
Other Current Assets 41.8B
Non-Current Assets 5.7T
PP&E 207.8B
Intangibles 44.3B
Other Non-Current Assets 5.4T
Current Liabilities 2.1T
Accounts Payable 74.3B
Accrued Liabilities 62.7B
Short-Term Debt 894.8B
Other Current Liabilities 1.1T
Non-Current Liabilities 569.2B
Long-Term Debt 517.7B
Other Non-Current Liabilities 51.5B
Efficiency

Earnings Waterfall
Mandala Multifinance Tbk PT

Revenue
2.2T IDR
Operating Expenses
-1.5T IDR
Operating Income
757.7B IDR
Other Expenses
-363B IDR
Net Income
394.7B IDR

Free Cash Flow Analysis
Mandala Multifinance Tbk PT

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

MFIN Profitability Score
Profitability Due Diligence

Mandala Multifinance Tbk PT's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

Positive Operating Income
Positive Net Income
Positive 3-Year Average ROE
Positive 3-Years Revenue Growth
58/100
Profitability
Score

Mandala Multifinance Tbk PT's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

MFIN Solvency Score
Solvency Due Diligence

Mandala Multifinance Tbk PT's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Low D/E
Long-Term Solvency
High Altman Z-Score
Positive Net Debt
41/100
Solvency
Score

Mandala Multifinance Tbk PT's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

MFIN Price Targets Summary
Mandala Multifinance Tbk PT

There are no price targets for MFIN.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for MFIN?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for MFIN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Profile

Mandala Multifinance Tbk PT Logo
Mandala Multifinance Tbk PT

Country

Indonesia

Industry

Financial Services

Market Cap

16.9T IDR

Dividend Yield

0%

Description

PT Mandala Multifinance Tbk engages in the provision of consumer financing services. The company is headquartered in Jakarta Pusat, Dki Jakarta and currently employs 3,805 full-time employees. The company went IPO on 2005-09-06. The Company’s business includes leasing, factoring, credit card and consumer financing. The company focuses on two-wheel vehicles financing business, particularly motorcycle financing. The Sharia financing service is executed by the cooperation support of Sharia banks. Headquartered in Jakarta, it also operates offices in Java, Sumatera, Sulawesi, and Kalimantan.

Contact

DKI JAKARTA
Jakarta Pusat
Jl. Menteng Raya No. 24 A-B
+622129259955
www.mandalafinance.com

IPO

2005-09-06

Employees

3 805

Officers

President Director
Mr. Harryjanto Lasmana
Head of Finance & Accounting
Medy Y. Johanes
IT & Operations Director and Director
Mr. Frederick Nathanael
Chief Technology Officer
Nur Aksar Muda
Legal Manager
A. S. Josefina
MD, Head of Marketing & Director
Ms. Christel Lasmana
Show More
Human Capital Director & Director
Mr. Yussy Santoso
Sharia Unit Head
Sandi Lesmana
Head of Internal Audit Unit
Mr. . Usman
Head of Business Development, Digital Business Director & Director
Mr. Sandy Susanto
Show Less

See Also

Discover More
What is the Intrinsic Value of one MFIN stock?

The intrinsic value of one MFIN stock under the Base Case scenario is 857.86 IDR.

Is MFIN stock undervalued or overvalued?

Compared to the current market price of 3 350 IDR, Mandala Multifinance Tbk PT is Overvalued by 74%.

Back to Top