Mandala Multifinance Tbk PT
IDX:MFIN

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Mandala Multifinance Tbk PT Logo
Mandala Multifinance Tbk PT
IDX:MFIN
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Price: 3 350 IDR Market Closed
Market Cap: 16.9T IDR
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Intrinsic Value

The intrinsic value of one MFIN stock under the Base Case scenario is 855.63 IDR. Compared to the current market price of 3 350 IDR, Mandala Multifinance Tbk PT is Overvalued by 74%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

MFIN Intrinsic Value
855.63 IDR
Overvaluation 74%
Intrinsic Value
Price
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Base Case
Best Case

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Mandala Multifinance Tbk PT

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Mandala Multifinance Tbk PT

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Mandala Multifinance Tbk PT

Current Assets 603.5B
Cash & Short-Term Investments 511.6B
Receivables 50.1B
Other Current Assets 41.8B
Non-Current Assets 5.7T
PP&E 207.8B
Intangibles 44.3B
Other Non-Current Assets 5.4T
Current Liabilities 2.1T
Accounts Payable 74.3B
Accrued Liabilities 62.7B
Short-Term Debt 894.8B
Other Current Liabilities 1.1T
Non-Current Liabilities 569.2B
Long-Term Debt 517.7B
Other Non-Current Liabilities 51.5B
Efficiency

Earnings Waterfall
Mandala Multifinance Tbk PT

Revenue
2.2T IDR
Operating Expenses
-1.5T IDR
Operating Income
757.7B IDR
Other Expenses
-363B IDR
Net Income
394.7B IDR

Free Cash Flow Analysis
Mandala Multifinance Tbk PT

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

MFIN Profitability Score
Profitability Due Diligence

Mandala Multifinance Tbk PT's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

Positive Operating Income
Positive Net Income
Positive 3-Year Average ROE
Positive 3-Years Revenue Growth
58/100
Profitability
Score

Mandala Multifinance Tbk PT's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

MFIN Solvency Score
Solvency Due Diligence

Mandala Multifinance Tbk PT's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Low D/E
Long-Term Solvency
High Altman Z-Score
Positive Net Debt
41/100
Solvency
Score

Mandala Multifinance Tbk PT's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

MFIN Price Targets Summary
Mandala Multifinance Tbk PT

There are no price targets for MFIN.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for MFIN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Debt Paydown Yield
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Profile

Mandala Multifinance Tbk PT Logo
Mandala Multifinance Tbk PT

Country

Indonesia

Industry

Financial Services

Market Cap

16.9T IDR

Dividend Yield

0%

Description

PT Mandala Multifinance Tbk engages in the provision of consumer financing services. The company is headquartered in Jakarta Pusat, Dki Jakarta and currently employs 3,805 full-time employees. The company went IPO on 2005-09-06. The Company’s business includes leasing, factoring, credit card and consumer financing. The company focuses on two-wheel vehicles financing business, particularly motorcycle financing. The Sharia financing service is executed by the cooperation support of Sharia banks. Headquartered in Jakarta, it also operates offices in Java, Sumatera, Sulawesi, and Kalimantan.

Contact

DKI JAKARTA
Jakarta Pusat
Jl. Menteng Raya No. 24 A-B
+622129259955
www.mandalafinance.com

IPO

2005-09-06

Employees

3 805

Officers

President Director
Mr. Harryjanto Lasmana
Head of Finance & Accounting
Medy Y. Johanes
IT & Operations Director and Director
Mr. Frederick Nathanael
Chief Technology Officer
Nur Aksar Muda
Legal Manager
A. S. Josefina
MD, Head of Marketing & Director
Ms. Christel Lasmana
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Human Capital Director & Director
Mr. Yussy Santoso
Sharia Unit Head
Sandi Lesmana
Head of Internal Audit Unit
Mr. . Usman
Head of Business Development, Digital Business Director & Director
Mr. Sandy Susanto
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See Also

Discover More
What is the Intrinsic Value of one MFIN stock?

The intrinsic value of one MFIN stock under the Base Case scenario is 855.63 IDR.

Is MFIN stock undervalued or overvalued?

Compared to the current market price of 3 350 IDR, Mandala Multifinance Tbk PT is Overvalued by 74%.

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