Bank BTPN Tbk PT
IDX:BTPN

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Bank BTPN Tbk PT
IDX:BTPN
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Price: 2 210 IDR Market Closed
Market Cap: 23.3T IDR
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Net Margin
Bank BTPN Tbk PT

13.6%
Current
19%
Average
22.9%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
13.6%
=
Net Income
2.3T
/
Revenue
16.6T

Net Margin Across Competitors

Country ID
Market Cap 23.5T IDR
Net Margin
14%
Country US
Market Cap 662.4B USD
Net Margin
30%
Country ZA
Market Cap 394.3B Zac
Net Margin
17%
Country ZA
Market Cap 371.3B Zac
Net Margin
19%
Country ZA
Market Cap 368.6B Zac
Net Margin
26%
Country US
Market Cap 336.2B USD
Net Margin
22%
Country CN
Market Cap 2.4T CNY
Net Margin
41%
Country CN
Market Cap 1.8T CNY
Net Margin
36%
Country US
Market Cap 233.7B USD
Net Margin
21%
Country CN
Market Cap 1.6T CNY
Net Margin
33%
Country CN
Market Cap 1.4T CNY
Net Margin
42%
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Bank BTPN Tbk PT
Glance View

Market Cap
23.5T IDR
Industry
Banking

PT Bank BTPN Tbk, an entrenched player in the Indonesian financial landscape, has evolved considerably since its founding. Originating primarily as a lender to pensioners and civil servants, the bank has adeptly navigated the financial market's turbulent waters, transitioning into a modern institution with a diversified portfolio. The bank is a subsidiary of Sumitomo Mitsui Banking Corporation, which adds an international perspective to its operations. This partnership has been instrumental in broadening its scope and propelling its expansion into various financial services. Bank BTPN now provides a broader range of services, including personal and small business loans, micro-finance, and digital banking through its innovative platform, Jenius. This modern approach is aimed at meeting the needs of a traditionally underserved segment of the market, leveraging technology to offer sophisticated yet accessible banking solutions. The bank’s profitability engine lies in its adeptness at striking a balance between traditional banking operations and innovative financial solutions. Its strategic focus is on utilizing digital technology to reach a wider audience, thereby enhancing its market penetration while reducing operational costs. By offering competitive interest rates on deposits and loans, Bank BTPN generates substantial revenue through net interest income, which is the difference between the interest earned on loans and the interest paid on deposits. Additionally, fees from diverse service offerings—ranging from wealth management to transactional banking—supplement its income streams. The bank’s strategy of integrating customer-centric digital solutions into its core operations not only maximizes efficiency but also strengthens customer loyalty, ensuring a resilient revenue flow amidst Indonesia's rapidly evolving banking sector.

BTPN Intrinsic Value
2 679.58 IDR
Undervaluation 18%
Intrinsic Value
Price

See Also

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What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
13.6%
=
Net Income
2.3T
/
Revenue
16.6T
What is the Net Margin of Bank BTPN Tbk PT?

Based on Bank BTPN Tbk PT's most recent financial statements, the company has Net Margin of 13.6%.