BFI Finance Indonesia Tbk PT
IDX:BFIN

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BFI Finance Indonesia Tbk PT Logo
BFI Finance Indonesia Tbk PT
IDX:BFIN
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Price: 920 IDR -2.65% Market Closed
Market Cap: 13.8T IDR
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Intrinsic Value

The intrinsic value of one BFIN stock under the Base Case scenario is 1 451.1 IDR. Compared to the current market price of 920 IDR, BFI Finance Indonesia Tbk PT is Undervalued by 37%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

BFIN Intrinsic Value
1 451.1 IDR
Undervaluation 37%
Intrinsic Value
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BFI Finance Indonesia Tbk PT

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
BFI Finance Indonesia Tbk PT

Current Assets 1.8T
Cash & Short-Term Investments 1.5T
Receivables 294.5B
Other Current Assets 30.9B
Non-Current Assets 22.3T
PP&E 731.3B
Intangibles 218.1B
Other Non-Current Assets 21.3T
Current Liabilities 7.1T
Accrued Liabilities 243.8B
Other Current Liabilities 6.9T
Non-Current Liabilities 6.7T
Long-Term Debt 6.5T
Other Non-Current Liabilities 180.3B
Efficiency

Earnings Waterfall
BFI Finance Indonesia Tbk PT

Revenue
6.1T IDR
Operating Expenses
-3.2T IDR
Operating Income
2.9T IDR
Other Expenses
-1.3T IDR
Net Income
1.6T IDR

Free Cash Flow Analysis
BFI Finance Indonesia Tbk PT

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

BFIN Profitability Score
Profitability Due Diligence

BFI Finance Indonesia Tbk PT's profitability score is 53/100. The higher the profitability score, the more profitable the company is.

Positive Operating Income
Positive Net Income
Positive 3-Years Revenue Growth
Positive 3-Year Average ROE
53/100
Profitability
Score

BFI Finance Indonesia Tbk PT's profitability score is 53/100. The higher the profitability score, the more profitable the company is.

BFIN Solvency Score
Solvency Due Diligence

BFI Finance Indonesia Tbk PT's solvency score is 29/100. The higher the solvency score, the more solvent the company is.

Low D/E
Long-Term Solvency
Positive Net Debt
Low Altman Z-Score
29/100
Solvency
Score

BFI Finance Indonesia Tbk PT's solvency score is 29/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

BFIN Price Targets Summary
BFI Finance Indonesia Tbk PT

Wall Street analysts forecast BFIN stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for BFIN is 1 179.8 IDR with a low forecast of 979.7 IDR and a high forecast of 1 365 IDR.

Lowest
Price Target
979.7 IDR
6% Upside
Average
Price Target
1 179.8 IDR
28% Upside
Highest
Price Target
1 365 IDR
48% Upside
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Dividends

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Dividend Per Share
N/A
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0
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Shareholder Yield

Current shareholder yield for BFIN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
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Profile

BFI Finance Indonesia Tbk PT Logo
BFI Finance Indonesia Tbk PT

Country

Indonesia

Industry

Financial Services

Market Cap

13.8T IDR

Dividend Yield

5.98%

Description

PT BFI Finance Indonesia Tbk engages in the provision of consumer financing and leasing services. The company is headquartered in South Tangerang, Banten and currently employs 10,711 full-time employees. The Company’s business activities include financing and sharia financing. The financing business includes investment financing, working capital financing, multipurpose financing, and other financing activities. The sharia financing business includes financing sale and purchase, investment financing, and financing services. Its consumer financing and finance lease business segments cover the product portfolio by asset type, such as new cars, used cars, used motorcycles, and heavy equipment, consisting of trucks and public transportation, machinery, and others. The company also provides financing without collateral for educational needs, travel, and the development of micro, small and medium enterprises (MSMEs). The firm also provides a range of services, such as check contract, check, application status, payment methods, and debtor data updating form. The company has approximately 212 branches, 38 kiosks, and 45 sharia branches.

Contact

BANTEN
South Tangerang
BFI Tower, Sunburst CBD Lot 1.2, Jl. Kapt. Soebijanto Djojohadikusumo, BSD City
+622129650300
www.bfi.co.id

IPO

1990-05-16

Employees

10 711

Officers

President Director
Mr. Sioe Ho Lay
Finance Director, Corporate Secretary & Director
Mr. - Sudjono
Director of Operations & Director
Mr. Andrew Adiwijanto
Head of Investor Relations
Ms. Ng Koon Pek
Head of Corporate Compliance & Head of Corporate Secretariat
Mr. Budi Darwan Munthe
Head of Corporate Communication & CSR
Francisca Susilawati
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Director of Business and Asset Management & Director
Mr. - Sutadi
Head of Consumer Business
Mr. Tan Rudy Eddywidjaja
Head of Financial Planning & Control
Mr. Jefry Suryo
Head of Insurance & Operation Service
Ms. Ika Santi
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See Also

Discover More
What is the Intrinsic Value of one BFIN stock?

The intrinsic value of one BFIN stock under the Base Case scenario is 1 451.1 IDR.

Is BFIN stock undervalued or overvalued?

Compared to the current market price of 920 IDR, BFI Finance Indonesia Tbk PT is Undervalued by 37%.

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