BFI Finance Indonesia Tbk PT
IDX:BFIN

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BFI Finance Indonesia Tbk PT
IDX:BFIN
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Price: 940 IDR 5.03%
Market Cap: 14.1T IDR
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Relative Value

The Relative Value of one BFIN stock under the Base Case scenario is 1 881.41 IDR. Compared to the current market price of 940 IDR, BFI Finance Indonesia Tbk PT is Undervalued by 50%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

BFIN Relative Value
Base Case
1 881.41 IDR
Undervaluation 50%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
71
vs Industry
58
Median 3Y
3.3
Median 5Y
2.9
Industry
3.1
Forward
2.4
vs History
87
vs Industry
49
Median 3Y
10.4
Median 5Y
10.6
Industry
15.3
Forward
8.4
vs History
19
vs Industry
28
Median 3Y
-4.6
Median 5Y
2.2
Industry
10.2
vs History
36
vs Industry
33
Median 3Y
12.9
Median 5Y
10.4
Industry
12.7
vs History
73
vs Industry
38
Median 3Y
1.9
Median 5Y
1.8
Industry
1.3
vs History
76
vs Industry
55
Median 3Y
4.2
Median 5Y
3.6
Industry
4.8
Forward
3.3
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
7
vs History
85
vs Industry
53
Median 3Y
8.1
Median 5Y
7.4
Industry
14.2
vs History
85
vs Industry
51
Median 3Y
8.1
Median 5Y
7.4
Industry
14.6
Forward
6.5
vs History
19
vs Industry
26
Median 3Y
-5.9
Median 5Y
4.1
Industry
12.4
vs History
17
vs Industry
21
Median 3Y
-5.8
Median 5Y
2.8
Industry
13.5
vs History
76
vs Industry
48
Median 3Y
1.1
Median 5Y
1
Industry
0.9

Multiples Across Competitors

BFIN Competitors Multiples
BFI Finance Indonesia Tbk PT Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
ID
BFI Finance Indonesia Tbk PT
IDX:BFIN
13.5T IDR 2.2 8.5 6.4 6.4
US
American Express Co
NYSE:AXP
214B USD 3 21.9 25.7 29.2
US
Capital One Financial Corp
NYSE:COF
69.6B USD 1.8 17.1 36.4 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.3T INR 6.9 28 24.9 25.6
US
Discover Financial Services
NYSE:DFS
44.4B USD 2.1 11.6 163.7 0
US
Synchrony Financial
NYSE:SYF
26B USD 1.3 8.4 87.8 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.7B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
18B USD 7 97.6 104.1 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.9 13.7 19 19.8
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 12
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1T INR 4.5 26.4 27.8 28.9

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