Bank Tabungan Negara (Persero) Tbk PT
IDX:BBTN

Watchlist Manager
Bank Tabungan Negara (Persero) Tbk PT Logo
Bank Tabungan Negara (Persero) Tbk PT
IDX:BBTN
Watchlist
Price: 1 130 IDR Market Closed
Market Cap: 15.7T IDR
Have any thoughts about
Bank Tabungan Negara (Persero) Tbk PT?
Write Note

Bank Tabungan Negara (Persero) Tbk PT
Loan Loss Provision

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
|

Bank Tabungan Negara (Persero) Tbk PT
Loan Loss Provision Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Loan Loss Provision CAGR 3Y CAGR 5Y CAGR 10Y
Bank Tabungan Negara (Persero) Tbk PT
IDX:BBTN
Loan Loss Provision
-Rp2.8T
CAGR 3-Years
-12%
CAGR 5-Years
-12%
CAGR 10-Years
N/A
Bank Sinarmas Tbk PT
IDX:BSIM
Loan Loss Provision
Rp207.9B
CAGR 3-Years
N/A
CAGR 5-Years
N/A
CAGR 10-Years
N/A
Bank Raya Indonesia Tbk PT
IDX:AGRO
Loan Loss Provision
-Rp461.7B
CAGR 3-Years
42%
CAGR 5-Years
-6%
CAGR 10-Years
-23%
Bank Woori Saudara Indonesia 1906 Tbk PT
IDX:SDRA
Loan Loss Provision
-Rp254.5B
CAGR 3-Years
-24%
CAGR 5-Years
-47%
CAGR 10-Years
N/A
Bank BTPN Syariah Tbk PT
IDX:BTPS
Loan Loss Provision
-Rp1.8T
CAGR 3-Years
-47%
CAGR 5-Years
-43%
CAGR 10-Years
N/A
Bank Of India Indonesia Tbk PT
IDX:BSWD
Loan Loss Provision
-Rp80.9B
CAGR 3-Years
-184%
CAGR 5-Years
6%
CAGR 10-Years
-33%
No Stocks Found

Bank Tabungan Negara (Persero) Tbk PT
Glance View

Market Cap
15.9T IDR
Industry
Banking

Bank Tabungan Negara (Persero) Tbk PT, often referred to as BTN, has carved a niche for itself in Indonesia’s vast financial landscape, predominantly by serving as the backbone of the nation’s housing finance. The bank’s origins date back to 1897, and it has evolved to become a critical enabler of homeownership for Indonesians. Specializing in mortgage lending, BTN’s primary business revolves around the provision of a wide array of housing loans, which constitute the core part of its revenue generation. The bank benefits from the rising demand for homeownership fueled by Indonesia's burgeoning middle class and a government keen on promoting affordable housing. BTN’s close collaboration with the Indonesian government underpins its strategic focus, allowing it to play a major role in the country’s housing programs. While mortgages form the crux of BTN's operations, it is also diversifying its portfolio to bolster its revenue streams. The bank offers various consumer banking services, including savings accounts, time deposits, and personal loans. Additionally, BTN is investing in digital banking solutions to enhance its service offerings and reach a broader customer base, thus increasing operational efficiency and customer engagement. This multi-pronged approach allows BTN to maintain a steady growth trajectory, balancing its traditional strengths with innovative financial solutions. By embracing technology, BTN is not only ensuring smoother banking experiences for its customers but also safeguarding its competitive position in an ever-evolving financial market. Through this blend of focused mortgage services and strategic expansion, BTN continues to consolidate its status as a pivotal player in Indonesia’s banking industry.

BBTN Intrinsic Value
3 227.79 IDR
Undervaluation 65%
Intrinsic Value
Price

See Also

What is Bank Tabungan Negara (Persero) Tbk PT's Loan Loss Provision?
Loan Loss Provision
-2.8T IDR

Based on the financial report for Dec 31, 2023, Bank Tabungan Negara (Persero) Tbk PT's Loan Loss Provision amounts to -2.8T IDR.

What is Bank Tabungan Negara (Persero) Tbk PT's Loan Loss Provision growth rate?
Loan Loss Provision CAGR 5Y
-12%

Over the last year, the Loan Loss Provision growth was 23%. The average annual Loan Loss Provision growth rates for Bank Tabungan Negara (Persero) Tbk PT have been -12% over the past three years , -12% over the past five years .

Back to Top