Bank Tabungan Negara (Persero) Tbk PT
IDX:BBTN

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Bank Tabungan Negara (Persero) Tbk PT
IDX:BBTN
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Price: 1 130 IDR Market Closed
Market Cap: 15.7T IDR
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Bank Tabungan Negara (Persero) Tbk PT
Interest Income

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
TTM
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Bank Tabungan Negara (Persero) Tbk PT
Interest Income Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Interest Income CAGR 3Y CAGR 5Y CAGR 10Y
Bank Tabungan Negara (Persero) Tbk PT
IDX:BBTN
Interest Income
Rp28.2T
CAGR 3-Years
4%
CAGR 5-Years
4%
CAGR 10-Years
N/A
Bank Sinarmas Tbk PT
IDX:BSIM
Interest Income
Rp3.8T
CAGR 3-Years
5%
CAGR 5-Years
2%
CAGR 10-Years
9%
Bank Raya Indonesia Tbk PT
IDX:AGRO
Interest Income
Rp998.6B
CAGR 3-Years
-17%
CAGR 5-Years
-13%
CAGR 10-Years
6%
Bank Woori Saudara Indonesia 1906 Tbk PT
IDX:SDRA
Interest Income
Rp4T
CAGR 3-Years
18%
CAGR 5-Years
11%
CAGR 10-Years
N/A
Bank BTPN Syariah Tbk PT
IDX:BTPS
Interest Income
Rp5.5T
CAGR 3-Years
7%
CAGR 5-Years
6%
CAGR 10-Years
N/A
Bank Of India Indonesia Tbk PT
IDX:BSWD
Interest Income
Rp413.9B
CAGR 3-Years
30%
CAGR 5-Years
8%
CAGR 10-Years
0%
No Stocks Found

Bank Tabungan Negara (Persero) Tbk PT
Glance View

Market Cap
15.9T IDR
Industry
Banking

Bank Tabungan Negara (Persero) Tbk PT, often referred to as BTN, has carved a niche for itself in Indonesia’s vast financial landscape, predominantly by serving as the backbone of the nation’s housing finance. The bank’s origins date back to 1897, and it has evolved to become a critical enabler of homeownership for Indonesians. Specializing in mortgage lending, BTN’s primary business revolves around the provision of a wide array of housing loans, which constitute the core part of its revenue generation. The bank benefits from the rising demand for homeownership fueled by Indonesia's burgeoning middle class and a government keen on promoting affordable housing. BTN’s close collaboration with the Indonesian government underpins its strategic focus, allowing it to play a major role in the country’s housing programs. While mortgages form the crux of BTN's operations, it is also diversifying its portfolio to bolster its revenue streams. The bank offers various consumer banking services, including savings accounts, time deposits, and personal loans. Additionally, BTN is investing in digital banking solutions to enhance its service offerings and reach a broader customer base, thus increasing operational efficiency and customer engagement. This multi-pronged approach allows BTN to maintain a steady growth trajectory, balancing its traditional strengths with innovative financial solutions. By embracing technology, BTN is not only ensuring smoother banking experiences for its customers but also safeguarding its competitive position in an ever-evolving financial market. Through this blend of focused mortgage services and strategic expansion, BTN continues to consolidate its status as a pivotal player in Indonesia’s banking industry.

BBTN Intrinsic Value
3 227.79 IDR
Undervaluation 65%
Intrinsic Value
Price

See Also

What is Bank Tabungan Negara (Persero) Tbk PT's Interest Income?
Interest Income
28.2T IDR

Based on the financial report for Dec 31, 2023, Bank Tabungan Negara (Persero) Tbk PT's Interest Income amounts to 28.2T IDR.

What is Bank Tabungan Negara (Persero) Tbk PT's Interest Income growth rate?
Interest Income CAGR 5Y
4%

The average annual Interest Income growth rates for Bank Tabungan Negara (Persero) Tbk PT have been 4% over the past three years , 4% over the past five years .

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