Bank Negara Indonesia (Persero) Tbk PT
IDX:BBNI

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Bank Negara Indonesia (Persero) Tbk PT Logo
Bank Negara Indonesia (Persero) Tbk PT
IDX:BBNI
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Price: 4 840 IDR -0.21% Market Closed
Market Cap: 180.5T IDR
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Intrinsic Value

The intrinsic value of one BBNI stock under the Base Case scenario is 7 357.57 IDR. Compared to the current market price of 4 840 IDR, Bank Negara Indonesia (Persero) Tbk PT is Undervalued by 34%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

BBNI Intrinsic Value
7 357.57 IDR
Undervaluation 34%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Bank Negara Indonesia (Persero) Tbk PT

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Bank Negara Indonesia (Persero) Tbk PT

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Business Breakdown

Bank Negara Indonesia (Persero) Tbk PT, often referred to as BNI, is a prominent player in Indonesia's banking industry, having been established in 1946. As one of the oldest state-owned banks in the country, BNI serves as a cornerstone of Indonesia's financial system. The bank has steadily positions itself as a key facilitator of economic growth, offering a comprehensive range of financial services, including retail banking, corporate banking, and international banking. With a robust network of branches both domestically and internationally, BNI aims to enhance financial inclusion across Indonesia, catering to diverse customer segments—from individual clients and small businesses to large c...

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Bank Negara Indonesia (Persero) Tbk PT

Net Loans 694.2T
Investments 238.5T
PP&E 27.9T
Intangibles 743.6B
Other Assets 106.7T
Total Deposits 783.6T
Short Term Debt 9T
Long Term Debt 65.6T
Other Liabilities 52.4T

Wall St
Price Targets

BBNI Price Targets Summary
Bank Negara Indonesia (Persero) Tbk PT

Wall Street analysts forecast BBNI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for BBNI is 6 684.96 IDR with a low forecast of 5 883.25 IDR and a high forecast of 7 980 IDR.

Lowest
Price Target
5 883.25 IDR
22% Upside
Average
Price Target
6 684.96 IDR
38% Upside
Highest
Price Target
7 980 IDR
65% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
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Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for BBNI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Highest
Buyback Yield
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Highest

Profile

Bank Negara Indonesia (Persero) Tbk PT Logo
Bank Negara Indonesia (Persero) Tbk PT

Country

Indonesia

Industry

Banking

Market Cap

180.3T IDR

Dividend Yield

5.8%

Description

PT Bank Negara Indonesia (Persero) Tbk engages in the provision of general banking services. The company is headquartered in Jakarta, Dki Jakarta and currently employs 25,082 full-time employees. The Bank's segments include Corporate, Middle and Small, Consumer, Treasury and Financial Institution, Head Office, and Subsidiaries. Its Corporate includes loans, deposits and other transactions and balances with corporate customers including state-owned enterprise. Middle and Small includes loans, deposits and other transactions and balances with small to middle size customers. Its Consumer includes consumer loan such as housing loans, credit cards and other transactions with consumer loans. Its treasury activities including foreign exchange, money market, capital market and fixed income, also including international banking and overseas branch. Its subsidiaries include PT BNI Life Insurance, PT BNI Multifinance, PT BNI Sekuritas, and PT Bank BNI Syariah.

Contact

DKI JAKARTA
Jakarta
Jl. Jenderal Sudirman Kav. 1
+62212511946.0
www.bni.co.id

IPO

1996-11-25

Employees

25 082

Officers

President Director & CEO
Mr. Royke Tumilaar
MD of Finance, CFO & Director
Ms. Novita Widya Anggraini
MD of Technology & Operations and Director
Mr. Toto Prasetio
Head of Investor Relations Division & Acting Chief of Economist
Mr. Yohan Y. Setio C.F.A.
MD of Human Capital & Compliance and Director
Mr. Mucharom Hadi Prayitno
Head of Legal Division
Mr. - Johansyah
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Head of Communications Division
Mr. Arom Mucharom M.M., S.E.
Head of Sales Division
Mr. - Efrizal
Head of Data & Analytics Management Division
Ms. Ayu Sari Wulandari
Head of SME Business Division
Ms. Dhias Widhiyati
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See Also

Discover More
What is the Intrinsic Value of one BBNI stock?

The intrinsic value of one BBNI stock under the Base Case scenario is 7 357.57 IDR.

Is BBNI stock undervalued or overvalued?

Compared to the current market price of 4 840 IDR, Bank Negara Indonesia (Persero) Tbk PT is Undervalued by 34%.

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