Bank Negara Indonesia (Persero) Tbk PT
IDX:BBNI

Watchlist Manager
Bank Negara Indonesia (Persero) Tbk PT Logo
Bank Negara Indonesia (Persero) Tbk PT
IDX:BBNI
Watchlist
Price: 4 930 IDR -1.2%
Market Cap: 183.9T IDR
Have any thoughts about
Bank Negara Indonesia (Persero) Tbk PT?
Write Note

Intrinsic Value

The intrinsic value of one BBNI stock under the Base Case scenario is 7 415.39 IDR. Compared to the current market price of 4 930 IDR, Bank Negara Indonesia (Persero) Tbk PT is Undervalued by 34%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

BBNI Intrinsic Value
7 415.39 IDR
Undervaluation 34%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Bank Negara Indonesia (Persero) Tbk PT

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for BBNI cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about BBNI?
Bearish
Neutral
Bullish
Discover Undervalued Stocks
Banking Industry

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Bank Negara Indonesia (Persero) Tbk PT

Provide an overview of the primary business activities
of Bank Negara Indonesia (Persero) Tbk PT.

What unique competitive advantages
does Bank Negara Indonesia (Persero) Tbk PT hold over its rivals?

What risks and challenges
does Bank Negara Indonesia (Persero) Tbk PT face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Bank Negara Indonesia (Persero) Tbk PT.

Provide P/S
for Bank Negara Indonesia (Persero) Tbk PT.

Provide P/E
for Bank Negara Indonesia (Persero) Tbk PT.

Provide P/B
for Bank Negara Indonesia (Persero) Tbk PT.

Show me price targets
for Bank Negara Indonesia (Persero) Tbk PT made by professional analysts.

What are the Revenue projections
for Bank Negara Indonesia (Persero) Tbk PT?

How accurate were the past Revenue estimates
for Bank Negara Indonesia (Persero) Tbk PT?

What are the Net Income projections
for Bank Negara Indonesia (Persero) Tbk PT?

How accurate were the past Net Income estimates
for Bank Negara Indonesia (Persero) Tbk PT?

What are the EPS projections
for Bank Negara Indonesia (Persero) Tbk PT?

How accurate were the past EPS estimates
for Bank Negara Indonesia (Persero) Tbk PT?

What are the EBIT projections
for Bank Negara Indonesia (Persero) Tbk PT?

How accurate were the past EBIT estimates
for Bank Negara Indonesia (Persero) Tbk PT?

Compare the revenue forecasts
for Bank Negara Indonesia (Persero) Tbk PT with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Bank Negara Indonesia (Persero) Tbk PT and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Bank Negara Indonesia (Persero) Tbk PT against its competitors.

Analyze the profit margins
(gross, operating, and net) of Bank Negara Indonesia (Persero) Tbk PT compared to its peers.

Compare the P/E ratios
of Bank Negara Indonesia (Persero) Tbk PT against its peers.

Discuss the investment returns and shareholder value creation
comparing Bank Negara Indonesia (Persero) Tbk PT with its peers.

Analyze the financial leverage
of Bank Negara Indonesia (Persero) Tbk PT compared to its main competitors.

Show all profitability ratios
for Bank Negara Indonesia (Persero) Tbk PT.

Provide ROE
for Bank Negara Indonesia (Persero) Tbk PT.

Provide ROA
for Bank Negara Indonesia (Persero) Tbk PT.

Provide Net Interest Margin
for Bank Negara Indonesia (Persero) Tbk PT.

Provide Net Margin
for Bank Negara Indonesia (Persero) Tbk PT.

Show all solvency ratios
for Bank Negara Indonesia (Persero) Tbk PT.

Loans/Deposits Ratio
for Bank Negara Indonesia (Persero) Tbk PT.

What is the historical Revenue growth
over the last 5 years for Bank Negara Indonesia (Persero) Tbk PT?

What is the historical Net Income growth
over the last 5 years for Bank Negara Indonesia (Persero) Tbk PT?

What is the current Free Cash Flow
of Bank Negara Indonesia (Persero) Tbk PT?

Discuss the annual earnings per share (EPS)
trend over the past five years for Bank Negara Indonesia (Persero) Tbk PT.

Business Breakdown

Bank Negara Indonesia (Persero) Tbk PT, often referred to as BNI, is a prominent player in Indonesia's banking industry, having been established in 1946. As one of the oldest state-owned banks in the country, BNI serves as a cornerstone of Indonesia's financial system. The bank has steadily positions itself as a key facilitator of economic growth, offering a comprehensive range of financial services, including retail banking, corporate banking, and international banking. With a robust network of branches both domestically and internationally, BNI aims to enhance financial inclusion across Indonesia, catering to diverse customer segments—from individual clients and small businesses to large c...

Read More
Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Bank Negara Indonesia (Persero) Tbk PT

Net Loans 684.5T
Investments 247.7T
PP&E 27.7T
Intangibles 743.9B
Other Assets 111.8T
Total Deposits 790.5T
Short Term Debt 14.1T
Long Term Debt 65.3T
Other Liabilities 53.1T

Wall St
Price Targets

BBNI Price Targets Summary
Bank Negara Indonesia (Persero) Tbk PT

Wall Street analysts forecast BBNI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for BBNI is 6 602.46 IDR with a low forecast of 5 883.25 IDR and a high forecast of 7 980 IDR.

Lowest
Price Target
5 883.25 IDR
19% Upside
Average
Price Target
6 602.46 IDR
34% Upside
Highest
Price Target
7 980 IDR
62% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for BBNI?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for BBNI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Bank Negara Indonesia (Persero) Tbk PT Logo
Bank Negara Indonesia (Persero) Tbk PT

Country

Indonesia

Industry

Banking

Market Cap

183.7T IDR

Dividend Yield

5.69%

Description

PT Bank Negara Indonesia (Persero) Tbk engages in the provision of general banking services. The company is headquartered in Jakarta, Dki Jakarta and currently employs 25,082 full-time employees. The Bank's segments include Corporate, Middle and Small, Consumer, Treasury and Financial Institution, Head Office, and Subsidiaries. Its Corporate includes loans, deposits and other transactions and balances with corporate customers including state-owned enterprise. Middle and Small includes loans, deposits and other transactions and balances with small to middle size customers. Its Consumer includes consumer loan such as housing loans, credit cards and other transactions with consumer loans. Its treasury activities including foreign exchange, money market, capital market and fixed income, also including international banking and overseas branch. Its subsidiaries include PT BNI Life Insurance, PT BNI Multifinance, PT BNI Sekuritas, and PT Bank BNI Syariah.

Contact

DKI JAKARTA
Jakarta
Jl. Jenderal Sudirman Kav. 1
+62212511946.0
www.bni.co.id

IPO

1996-11-25

Employees

25 082

Officers

President Director & CEO
Mr. Royke Tumilaar
MD of Finance, CFO & Director
Ms. Novita Widya Anggraini
MD of Technology & Operations and Director
Mr. Toto Prasetio
Head of Investor Relations Division & Acting Chief of Economist
Mr. Yohan Y. Setio C.F.A.
MD of Human Capital & Compliance and Director
Mr. Mucharom Hadi Prayitno
Head of Legal Division
Mr. - Johansyah
Show More
Head of Communications Division
Mr. Arom Mucharom M.M., S.E.
Head of Sales Division
Mr. - Efrizal
Head of Data & Analytics Management Division
Ms. Ayu Sari Wulandari
Head of SME Business Division
Ms. Dhias Widhiyati
Show Less

See Also

Discover More
What is the Intrinsic Value of one BBNI stock?

The intrinsic value of one BBNI stock under the Base Case scenario is 7 415.39 IDR.

Is BBNI stock undervalued or overvalued?

Compared to the current market price of 4 930 IDR, Bank Negara Indonesia (Persero) Tbk PT is Undervalued by 34%.

Back to Top