A

Adira Dinamika Multi Finance Tbk PT
IDX:ADMF

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Adira Dinamika Multi Finance Tbk PT
IDX:ADMF
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Price: 10 100 IDR -3.12% Market Closed
Market Cap: 10.1T IDR
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Intrinsic Value

The intrinsic value of one ADMF stock under the Base Case scenario is 16 841.18 IDR. Compared to the current market price of 10 100 IDR, Adira Dinamika Multi Finance Tbk PT is Undervalued by 40%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

ADMF Intrinsic Value
16 841.18 IDR
Undervaluation 40%
Intrinsic Value
Price
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Base Case
Best Case

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Adira Dinamika Multi Finance Tbk PT

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Adira Dinamika Multi Finance Tbk PT

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Adira Dinamika Multi Finance Tbk PT

Current Assets 3.1T
Cash & Short-Term Investments 2.5T
Receivables 173.2B
Other Current Assets 423.8B
Non-Current Assets 30.4T
Long-Term Investments 1.3T
PP&E 520.3B
Intangibles 221.2B
Other Non-Current Assets 28.4T
Current Liabilities 5.4T
Accrued Liabilities 633.5B
Short-Term Debt 639.2B
Other Current Liabilities 4.1T
Non-Current Liabilities 16.8T
Long-Term Debt 15.7T
Other Non-Current Liabilities 1.1T
Efficiency

Earnings Waterfall
Adira Dinamika Multi Finance Tbk PT

Revenue
9.9T IDR
Operating Expenses
-6.5T IDR
Operating Income
3.4T IDR
Other Expenses
-1.7T IDR
Net Income
1.7T IDR

Free Cash Flow Analysis
Adira Dinamika Multi Finance Tbk PT

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

ADMF Profitability Score
Profitability Due Diligence

Adira Dinamika Multi Finance Tbk PT's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

Positive Operating Income
Positive 3-Year Average ROE
Positive Net Income
Positive 3-Years Revenue Growth
55/100
Profitability
Score

Adira Dinamika Multi Finance Tbk PT's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

ADMF Solvency Score
Solvency Due Diligence

Adira Dinamika Multi Finance Tbk PT's solvency score is 25/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Average D/E
Short-Term Solvency
Low Altman Z-Score
25/100
Solvency
Score

Adira Dinamika Multi Finance Tbk PT's solvency score is 25/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

ADMF Price Targets Summary
Adira Dinamika Multi Finance Tbk PT

There are no price targets for ADMF.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for ADMF is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Debt Paydown Yield
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Average
Highest

Profile

Adira Dinamika Multi Finance Tbk PT

Country

Indonesia

Industry

Financial Services

Market Cap

10.1T IDR

Dividend Yield

9.62%

Description

PT Adira Dinamika Multi Finance Tbk engages in the provision of consumer financing services based on shariah principles. The company is headquartered in Jakarta, Dki Jakarta and currently employs 14,329 full-time employees. The company went IPO on 2004-03-31. The firm is engaged in financing and sharia financing, which includes investment financing, working capital financing, multipurpose financing, other financing business activities, operating lease and/or fee-based activities to the extent consistent with legislation in the financial services sector, sell-buy financing and service financing. The firm provides car financing; motorcycle financing; multipurpose financing; and electronic, furniture and gadget financing. The company offers the convenience of owning a new and used car on credit for a selection of brands. The company offers the convenience of owning a new or used motorbike on credit for a selection of brands, including premium motorbikes. The company also offers multipurpose/service loan and credit facilities with motorcycle/car. The company offers the convenience of having gadgets, electronic products, furniture and various other goods on credit.

Contact

DKI JAKARTA
Jakarta
Millenium Centennial Center Lantai 53, 56-61, Jl Jenderal Sudirman Kav. 25
+622139733232
www.adira.co.id

IPO

2004-03-31

Employees

14 329

Officers

CEO, Chief of Strategy & Transformation Officer and President director
Mr. I. Dewa Made Susila
Chief of Sales, Service & Distribution Officer, CFO and Director
Mr. Niko Kurniawan Bonggowarsito
Deputy Director & CFO
Mr. Sylvanus Gani Kukuh Mendrofa
Chief of Operation, Risk & Legal Officer
Mr. Ho Lioeng Min
Head of Accounting & Tax
Ms. Lindawati Soetopo
Head of Corporate Finance
Mr. Aan Setiawandi
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Head of Corporate Secretary, Investor Relations & Funding
Mr. Perry Barman Slangor
Head of Compliance & Anti Money Laundering unit
Ms. Veronika Dyah Puspitaningrum
Head of Brand & Corporate Communication
Mr. Gandhy Inderayana
Chief of Marketing Officer, Chief of HC Management & CREM Officer and Director
Ms. Swandajani Gunadi
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What is the Intrinsic Value of one ADMF stock?

The intrinsic value of one ADMF stock under the Base Case scenario is 16 841.18 IDR.

Is ADMF stock undervalued or overvalued?

Compared to the current market price of 10 100 IDR, Adira Dinamika Multi Finance Tbk PT is Undervalued by 40%.

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