Hang Seng Bank Ltd
HKEX:11

Watchlist Manager
Hang Seng Bank Ltd Logo
Hang Seng Bank Ltd
HKEX:11
Watchlist
Price: 92.15 HKD -0.91% Market Closed
Market Cap: 173.5B HKD
Have any thoughts about
Hang Seng Bank Ltd?
Write Note

Intrinsic Value

The intrinsic value of one Hang Seng Bank Ltd stock under the Base Case scenario is 127.93 HKD. Compared to the current market price of 92.15 HKD, Hang Seng Bank Ltd is Undervalued by 28%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

Intrinsic Value
127.93 HKD
Undervaluation 28%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Hang Seng Bank Ltd

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for Hang Seng Bank Ltd cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about Hang Seng Bank Ltd?
Bearish
Neutral
Bullish

Fundamental Analysis

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Hang Seng Bank Ltd

Provide an overview of the primary business activities
of Hang Seng Bank Ltd.

What unique competitive advantages
does Hang Seng Bank Ltd hold over its rivals?

What risks and challenges
does Hang Seng Bank Ltd face in the near future?

Summarize the latest earnings call
of Hang Seng Bank Ltd.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Hang Seng Bank Ltd.

Provide P/S
for Hang Seng Bank Ltd.

Provide P/E
for Hang Seng Bank Ltd.

Provide P/B
for Hang Seng Bank Ltd.

Show me price targets
for Hang Seng Bank Ltd made by professional analysts.

What are the Revenue projections
for Hang Seng Bank Ltd?

How accurate were the past Revenue estimates
for Hang Seng Bank Ltd?

What are the Net Income projections
for Hang Seng Bank Ltd?

How accurate were the past Net Income estimates
for Hang Seng Bank Ltd?

What are the EPS projections
for Hang Seng Bank Ltd?

How accurate were the past EPS estimates
for Hang Seng Bank Ltd?

What are the EBIT projections
for Hang Seng Bank Ltd?

How accurate were the past EBIT estimates
for Hang Seng Bank Ltd?

Compare the revenue forecasts
for Hang Seng Bank Ltd with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Hang Seng Bank Ltd and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Hang Seng Bank Ltd against its competitors.

Analyze the profit margins
(gross, operating, and net) of Hang Seng Bank Ltd compared to its peers.

Compare the P/E ratios
of Hang Seng Bank Ltd against its peers.

Discuss the investment returns and shareholder value creation
comparing Hang Seng Bank Ltd with its peers.

Analyze the financial leverage
of Hang Seng Bank Ltd compared to its main competitors.

Show all profitability ratios
for Hang Seng Bank Ltd.

Provide ROE
for Hang Seng Bank Ltd.

Provide ROA
for Hang Seng Bank Ltd.

Provide Net Interest Margin
for Hang Seng Bank Ltd.

Provide Net Margin
for Hang Seng Bank Ltd.

Show all solvency ratios
for Hang Seng Bank Ltd.

Loans/Deposits Ratio
for Hang Seng Bank Ltd.

What is the historical Revenue growth
over the last 5 years for Hang Seng Bank Ltd?

What is the historical Net Income growth
over the last 5 years for Hang Seng Bank Ltd?

What is the current Free Cash Flow
of Hang Seng Bank Ltd?

Discuss the annual earnings per share (EPS)
trend over the past five years for Hang Seng Bank Ltd.

Business Breakdown

Hang Seng Bank Ltd. is more than just a financial institution; it stands as a pillar of stability and growth in Hong Kong’s banking sector. Founded in 1933, the bank has carved out a reputation for its customer-centric approach and strong operational excellence, establishing itself as a trusted partner for both retail and corporate clients. A member of the HSBC Group, Hang Seng Bank leverages its affiliation to access global resources while maintaining a deep understanding of the local market dynamics. Its comprehensive range of services—including personal banking, wealth management, and commercial banking—captures the diverse needs of its client base, making it a preferred choice for indivi...

Read More
Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Hang Seng Bank Ltd

Net Loans 849.6B
Investments 719.5B
PP&E 26.3B
Intangibles 4.4B
Other Assets 108.6B
Total Deposits 1.2T
Short Term Debt 20.3B
Long Term Debt 28.6B
Other Liabilities 305.1B
Earnings Calls

Hang Seng Bank has reported a substantial rise in profitability and income, showcasing the success of their business transformation strategy. The bank's net operating income before credit impairment charges grew by 29%, while attributable profit surged by 79% compared to the previous year. Net interest income saw robust growth, with the net interest margin rising by 62 basis points to 2.09%. Wealth management income increased by 10% year-over-year and spiked by 40% compared to the second half of 2022, contributing to diversification of income streams. Operational efficiency improved, illustrated by an 8.3 percentage point enhancement in the cost efficiency ratio to 35.9%. Dividends for the first half of 2023 totaled $2.20 per share. Additionally, mobile and Internet banking users grew significantly, and the bank achieved a year-on-year customer loans and advances growth of 4%. However, there was a strategic 4% decline in the loan balance due to de-risking activities.

What is Earnings Call?

Wall St
Price Targets

Price Targets Summary
Hang Seng Bank Ltd

Wall Street analysts forecast Hang Seng Bank Ltd stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for Hang Seng Bank Ltd is 96.06 HKD with a low forecast of 79.79 HKD and a high forecast of 110.25 HKD.

Lowest
Price Target
79.79 HKD
13% Downside
Average
Price Target
96.06 HKD
4% Upside
Highest
Price Target
110.25 HKD
20% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for Hang Seng Bank Ltd?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for Hang Seng Bank Ltd is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

News

Other Videos

Profile

Hang Seng Bank Ltd Logo
Hang Seng Bank Ltd

Country

Hong Kong

Industry

Banking

Market Cap

174.7B HKD

Dividend Yield

7.38%

Description

Hang Seng Bank Ltd. provides commercial banking and related financial services. The company employs 9,396 full-time employees The firm operates its business through four segments. The Wealth and Personal Banking segment engages in provision of personal banking, consumer lending, time deposits, mortgages and personal loans, credit cards, insurance and wealth management services. The Commercial Banking segment engages in the corporate lending, trade and receivable finance, payments and cash management, treasury and foreign exchange, general insurance, key-person insurance, investment services and corporate wealth management. The Global Banking and Markets segment provides tailored financial solutions. The Other segment engages in the properties, equity shares investment.

Contact

83 Des Voeux Road Central, Central
www.hangseng.com

IPO

1972-06-20

Employees

9 396

Officers

Chief Executive & Executive Director
Ms. Diana Ferreira Cesar J.P.
CFO & Executive Director
Ms. Say Pin Saw
Chief Operating Officer
Ms. Wai Man Chiu
Chief Risk & Compliance Officer
Ms. Ka Wai Cheung
General Counsel
Ms. Mabel W. L Chu
Head of Communications & Community Investments
Ms. Shuk Man Law
Show More
Chief Marketing Officer
Mr. Wang Chun Cheung
Head of Human Resources
Lok Sze Ho
Head of Global Markets
Ms. Tan Ling Chow
Head of Strategy & Planning and Chief of Staff to CE
Mr. Man Lung Lee
Show Less

See Also

Discover More
What is the Intrinsic Value of one Hang Seng Bank Ltd stock?

The intrinsic value of one Hang Seng Bank Ltd stock under the Base Case scenario is 127.93 HKD.

Is Hang Seng Bank Ltd stock undervalued or overvalued?

Compared to the current market price of 92.15 HKD, Hang Seng Bank Ltd is Undervalued by 28%.

Back to Top