Porto Seguro SA
BOVESPA:PSSA3

Watchlist Manager
Porto Seguro SA Logo
Porto Seguro SA
BOVESPA:PSSA3
Watchlist
Price: 38.55 BRL 0.26% Market Closed
Market Cap: 24.7B BRL
Have any thoughts about
Porto Seguro SA?
Write Note

Intrinsic Value

The intrinsic value of one PSSA3 stock under the Base Case scenario is 43.92 BRL. Compared to the current market price of 38.55 BRL, Porto Seguro SA is Undervalued by 12%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

PSSA3 Intrinsic Value
43.92 BRL
Undervaluation 12%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Porto Seguro SA

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for PSSA3 cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about PSSA3?
Bearish
Neutral
Bullish

Fundamental Analysis

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Porto Seguro SA

Provide an overview of the primary business activities
of Porto Seguro SA.

What unique competitive advantages
does Porto Seguro SA hold over its rivals?

What risks and challenges
does Porto Seguro SA face in the near future?

Summarize the latest earnings call
of Porto Seguro SA.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Porto Seguro SA.

Provide P/S
for Porto Seguro SA.

Provide P/E
for Porto Seguro SA.

Provide P/B
for Porto Seguro SA.

Show me price targets
for Porto Seguro SA made by professional analysts.

What are the Revenue projections
for Porto Seguro SA?

How accurate were the past Revenue estimates
for Porto Seguro SA?

What are the Net Income projections
for Porto Seguro SA?

How accurate were the past Net Income estimates
for Porto Seguro SA?

What are the EPS projections
for Porto Seguro SA?

How accurate were the past EPS estimates
for Porto Seguro SA?

What are the EBIT projections
for Porto Seguro SA?

How accurate were the past EBIT estimates
for Porto Seguro SA?

Compare the revenue forecasts
for Porto Seguro SA with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Porto Seguro SA and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Porto Seguro SA against its competitors.

Analyze the profit margins
(gross, operating, and net) of Porto Seguro SA compared to its peers.

Compare the P/E ratios
of Porto Seguro SA against its peers.

Discuss the investment returns and shareholder value creation
comparing Porto Seguro SA with its peers.

Analyze the financial leverage
of Porto Seguro SA compared to its main competitors.

Show all profitability ratios
for Porto Seguro SA.

Provide ROE
for Porto Seguro SA.

Provide ROA
for Porto Seguro SA.

Provide Net Margin
for Porto Seguro SA.

Show all solvency ratios
for Porto Seguro SA.

What is the historical Revenue growth
over the last 5 years for Porto Seguro SA?

What is the historical Net Income growth
over the last 5 years for Porto Seguro SA?

What is the current Free Cash Flow
of Porto Seguro SA?

Discuss the annual earnings per share (EPS)
trend over the past five years for Porto Seguro SA.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Porto Seguro SA

Cash & Short-Term Investments 751.6m
Insurance Receivable 13.3B
Deferred Policy Acquisition Cost 1.5B
PP&E 1.1B
Long-Term Investments 19.5B
Other Assets 10B
Insurance Policy Liabilities 10.7B
Long Term Debt 590.2m
Other Liabilities 21.5B
Earnings Calls

In Q3 2024, Porto Seguro achieved an impressive 11% revenue growth year-over-year, totaling BRL 739 million. The health insurance sector saw remarkable growth of 41%, while the bank's revenue rose by 24%. Notably, the company's EBITDA reached BRL 106 million with a 17% margin. Porto has reduced its health vertical loss ratio guidance from 77%-82% to 75%-79% and raised its overall revenue growth forecast to 18%-24% for 2024. The firm underscores its commitment to diversification and efficiency, anticipating continued profitability and potential dividend payouts of 50% as financial conditions allow.

What is Earnings Call?

Wall St
Price Targets

PSSA3 Price Targets Summary
Porto Seguro SA

Wall Street analysts forecast PSSA3 stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for PSSA3 is 43.61 BRL with a low forecast of 35.35 BRL and a high forecast of 49.35 BRL.

Lowest
Price Target
35.35 BRL
8% Downside
Average
Price Target
43.61 BRL
13% Upside
Highest
Price Target
49.35 BRL
28% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for PSSA3?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for PSSA3 is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Porto Seguro SA Logo
Porto Seguro SA

Country

Brazil

Industry

Insurance

Market Cap

24.7B BRL

Dividend Yield

5.84%

Description

Porto Seguro SA engages in the provision of insurance services. The company is headquartered in Sao Paulo, Sao Paulo and currently employs 12,716 full-time employees. The firm's activities are divided into six business segments: Car insurance, which offers automobile insurance products; Health insurance and plans, which provides health and dental insurance policies and healthcare plans; Life insurance and pension plan, which includes life insurance products and management of pension plans; Other insurance, which provides other non-life insurance policies; Financing, which is involved in the credit transactions, and Other, which mainly includes insurance services provided in Uruguay. In addition, the Company offers a range of services not related to insurance activity, such as electronic protection and surveillance and distribution of automotive parts. The firm is controlled by Porto Seguro Itau-Unibanco Participacoes SA.

Contact

SAO PAULO
Sao Paulo
Alameda Barao de Piracicaba, 618/634 - Torre B, 11 andar, Campos Eliseos
+551123937195
www.portoseguro.com.br

IPO

1997-11-28

Employees

12 716

Officers

Chief Executive Officer
Mr. Paulo SĂ©rgio Kakinoff
VP and Executive VP of Financial, Controllership & Investments and Member of Executive Board
Mr. Celso Damadi
Deputy CEO, Executive VP of Services & Member of Executive Board
Mr. Lene AraĂşjo De Lima
Member of Executive Board & Director
Mr. Roberto de Souza Santos
Deputy CEO and Executive VP of Insurance & Member of Executive Board
Mr. José Rivaldo Leite Da Silva
Deputy CEO and Executive VP of Financial Businesses & Services and Member of Executive Board
Mr. Marcos Roberto Loucao
Show More
Executive VP of Healthcare & Member of Executive Board and Deputy CEO of Health
Mr. Sami Foguel
Investor Relations Officer
Domingos de Toledo Piza Falavina
Vice President of Development
Mr. Marco Antonio Vettori
Executive Vice President of Marketing, Clients, Data & Commercial
Mr. Luiz Augusto Arruda
Show Less

See Also

Discover More
What is the Intrinsic Value of one PSSA3 stock?

The intrinsic value of one PSSA3 stock under the Base Case scenario is 43.92 BRL.

Is PSSA3 stock undervalued or overvalued?

Compared to the current market price of 38.55 BRL, Porto Seguro SA is Undervalued by 12%.

Back to Top