Unifin Financiera SAB de CV
BMV:UNIFINA

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Unifin Financiera SAB de CV Logo
Unifin Financiera SAB de CV
BMV:UNIFINA
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Price: 12 MXN Market Closed
Market Cap: 540.5m MXN
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Intrinsic Value

The intrinsic value of one UNIFINA stock under the Base Case scenario is 124.99 MXN. Compared to the current market price of 12 MXN, Unifin Financiera SAB de CV is Undervalued by 90%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

UNIFINA Intrinsic Value
124.99 MXN
Undervaluation 90%
Intrinsic Value
Price
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Base Case
Best Case

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Unifin Financiera SAB de CV

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Unifin Financiera SAB de CV

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Unifin Financiera SAB de CV

Current Assets 41.7B
Cash & Short-Term Investments 1.9B
Receivables 39B
Other Current Assets 734.2m
Non-Current Assets 26.2B
Long-Term Investments 985.4m
PP&E 725m
Intangibles 140.7m
Other Non-Current Assets 24.4B
Current Liabilities 63.6B
Accounts Payable 1.3B
Other Current Liabilities 62.2B
Non-Current Liabilities 1.9B
Long-Term Debt 1.7B
Other Non-Current Liabilities 192.1m
Efficiency

Earnings Waterfall
Unifin Financiera SAB de CV

Revenue
4.2B MXN
Cost of Revenue
-14.2B MXN
Gross Profit
-9.9B MXN
Operating Expenses
-3.5B MXN
Operating Income
-13.4B MXN
Other Expenses
1.6B MXN
Net Income
-11.8B MXN

Free Cash Flow Analysis
Unifin Financiera SAB de CV

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

UNIFINA Profitability Score
Profitability Due Diligence

Unifin Financiera SAB de CV's profitability score is 23/100. The higher the profitability score, the more profitable the company is.

Positive Free Cash Flow
Exceptional 1-Year Revenue Growth
Declining ROIC
Declining ROE
23/100
Profitability
Score

Unifin Financiera SAB de CV's profitability score is 23/100. The higher the profitability score, the more profitable the company is.

UNIFINA Solvency Score
Solvency Due Diligence

Unifin Financiera SAB de CV's solvency score is 29/100. The higher the solvency score, the more solvent the company is.

Low D/E
Negative Net Debt
Long-Term Solvency
Short-Term Solvency
29/100
Solvency
Score

Unifin Financiera SAB de CV's solvency score is 29/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

UNIFINA Price Targets Summary
Unifin Financiera SAB de CV

There are no price targets for UNIFINA.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
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Dividends

Dividend Yield
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Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
Safe
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Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for UNIFINA is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Profile

Unifin Financiera SAB de CV Logo
Unifin Financiera SAB de CV

Country

Mexico

Industry

Financial Services

Market Cap

539.7m MXN

Dividend Yield

0%

Description

Unifin Financiera SAB de CV SOFOM ENR is a non-banking financial services company, which engages in the provision of leasing services. The company is headquartered in Mexico City, Mexico, D.F.. The company went IPO on 2004-04-23. The firm operates though three business segments. The Operating Lease segment is responsible for operating leases for construction and industrial equipment, machinery, various types of transportations vehicles, including cars, trucks, helicopters, airplanes and other vessels, and other capital assets. The Financial Factoring segment provides liquidity and financing solutions to its customers by purchasing or discounting their accounts receivable and by providing vendor financing. The Auto Loans and Other Loans segment is focused on financing the acquisition of new and used vehicles. The firm provides its services to small and medium sized companies, as well as individuals.

Contact

MEXICO, D.F.
Mexico City
Presidente Masaryk, Numero 111-5, Col. Polanco V Seccion, Delegacion Miguel Hidalgo
+525552495828.0
www.unifin.com.mx

IPO

2004-04-23

Employees

799

Officers

CEO & Director
Mr. Sergio Jose Camacho Carmona
Chief Financial Officer
Mr. Sergio Manuel Cancino Rodriguez
Chief Operating Officer
Mr. Juan José del Cueto Martinez
Director of Investor Relations & Corporate Finance
David Pernas Sánchez
Chief Human Resources Officer
Mr. Rafael Caballero Fernández
Executive Director and Chief of Assets & Special Projects
Mr. Rodrigo Balli Thiele
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Chief Insurance Officer
Mr. Eduardo Alejandro Castillo Sanchez-Mejorada
Chief Credit Officer
Mr. Federico Noel Castillo Sánchez Mejorada
Chief Business Intelligence Officer
Ms. Claudia Ortega
Chief Factoring Officer
Mr. Angel Tamariz Galindo
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See Also

Discover More
What is the Intrinsic Value of one UNIFINA stock?

The intrinsic value of one UNIFINA stock under the Base Case scenario is 124.99 MXN.

Is UNIFINA stock undervalued or overvalued?

Compared to the current market price of 12 MXN, Unifin Financiera SAB de CV is Undervalued by 90%.

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