Nu Holdings Ltd
BMV:NUN

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Nu Holdings Ltd
BMV:NUN
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Price: 207.12 MXN -1.64% Market Closed
Market Cap: 987.1B MXN
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Operating Margin
Nu Holdings Ltd

23.7%
Current
4%
Average
30.1%
Industry

Operating Margin represents how efficiently a company is able to generate profit through its core operations.

Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.

Operating Margin
23.7%
=
Operating Profit
2.6B
/
Revenue
10.9B

Operating Margin Across Competitors

Country KY
Market Cap 995.5B MXN
Operating Margin
24%
Country US
Market Cap 668.9B USD
Operating Margin
0%
Country ZA
Market Cap 394.3B Zac
Operating Margin
0%
Country ZA
Market Cap 368.6B Zac
Operating Margin
0%
Country ZA
Market Cap 371.3B Zac
Operating Margin
0%
Country US
Market Cap 339.6B USD
Operating Margin
0%
Country CN
Market Cap 2.3T CNY
Operating Margin
0%
Country CN
Market Cap 1.8T CNY
Operating Margin
0%
Country US
Market Cap 235.3B USD
Operating Margin
0%
Country CN
Market Cap 1.5T CNY
Operating Margin
0%
Country CN
Market Cap 1.4T CNY
Operating Margin
0%
No Stocks Found

Nu Holdings Ltd
Glance View

Market Cap
995.5B MXN
Industry
Banking

Emerging from the vibrant entrepreneurial landscape of Brazil, Nu Holdings Ltd., popularly known as Nubank, has carved out its place as a digital banking pioneer in Latin America. Founded in 2013 by David Vélez, Cristina Junqueira, and Edward Wible, Nubank embarked on a mission to revolutionize banking for millions burdened by cumbersome and time-consuming financial processes. As financial services in Brazil were traditionally dominated by a few major players, customers often faced high fees and complex procedures. Nubank chose to disrupt this status quo by introducing a user-friendly, fee-free credit card fully manageable via a mobile app, signaling a shift towards seamless, digital-first banking. The company attracted a significant user base swiftly by providing technology-driven solutions and unparalleled customer service, helping individuals navigate their financial lives with unprecedented ease. Nu Holdings’ business model thrives on leveraging technology to offer accessible financial products, generating revenue predominantly from interchange fees—the small percentage paid by merchants on credit card transactions—and interest from customer balances. As its products expanded beyond credit cards to include personal loans and savings accounts, Nubank succeeded in monetizing a larger share of its rapidly growing user base while maintaining little to no fees for customers. The company further distinguishes itself with a highly data-driven approach, using customer behavior insights to enhance their algorithms and service offerings. Additionally, by operating with minimal physical infrastructure, Nubank cuts substantial overhead costs, reaping benefits from the efficiencies inherent in its digital-native structure. With such innovations, Nubank continues to challenge conventional banking, ushering in new opportunities for financial inclusion across Latin America.

NUN Intrinsic Value
495.26 MXN
Undervaluation 58%
Intrinsic Value
Price

See Also

Discover More
What is Operating Margin?

Operating Margin represents how efficiently a company is able to generate profit through its core operations.

Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.

Operating Margin
23.7%
=
Operating Profit
2.6B
/
Revenue
10.9B
What is the Operating Margin of Nu Holdings Ltd?

Based on Nu Holdings Ltd's most recent financial statements, the company has Operating Margin of 23.7%.