O

Optima Bank SA
ATHEX:OPTIMA

Watchlist Manager
Optima Bank SA
ATHEX:OPTIMA
Watchlist
Price: 12.8 EUR Market Closed
Market Cap: 944.3m EUR
Have any thoughts about
Optima Bank SA?
Write Note
Section:
 

Relative Value

The Relative Value of one OPTIMA stock under the Base Case scenario is 32.58 EUR. Compared to the current market price of 12.8 EUR, Optima Bank SA is Undervalued by 61%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

OPTIMA Relative Value
Base Case
32.58 EUR
Undervaluation 61%
Relative Value
Price
O
Worst Case
Base Case
Best Case

Valuation Multiples

3.3
P/S
P/S
Price to Sales
3.3
vs History
37
vs Industry
Median 3Y
3.3
Median 5Y
3.3
Industry
2.5
Forward
3.7
More Details
5.7
P/E
P/E
Price to Earnings
5.7
vs History
37
vs Industry
Median 3Y
5.6
Median 5Y
5.6
Industry
10.5
Forward
6.7
More Details
2.4
P/OCF
P/OCF
Price to OCF
2.4
vs History
62
vs Industry
Median 3Y
2.4
Median 5Y
2.4
Industry
7.1
More Details
2.4
P/FCFE
P/FCFE
Price to FCFE
2.4
vs History
68
vs Industry
Median 3Y
2.5
Median 5Y
2.5
Industry
6.1
More Details
1.6
P/B
P/B
Price to Book Value
1.6
vs History
43
vs Industry
Median 3Y
1.6
Median 5Y
1.6
Industry
0.9
More Details
15.5
EV/S
EV/S
Enterprise Value to Sales
15.5
vs History
68
vs Industry
Median 3Y
15.7
Median 5Y
15.7
Industry
4.6
Forward
17
More Details
N/A
EV/GP
EV/GP
Enterprise Value to Gross Profit
N/A
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
11
More Details
17.4
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
17.4
vs History
68
vs Industry
Median 3Y
18.4
Median 5Y
18.4
Industry
62.6
More Details
18.1
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
18.1
vs History
68
vs Industry
Median 3Y
19.3
Median 5Y
19.3
Industry
23.5
Forward
831
More Details
10.9
EV/OCF
EV/OCF
Enterprise Value to OCF
10.9
vs History
68
vs Industry
Median 3Y
14.3
Median 5Y
14.3
Industry
10.6
More Details
11
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
11
vs History
68
vs Industry
Median 3Y
14.5
Median 5Y
14.5
Industry
11.2
More Details
1.1
EV/IC
EV/IC
Enterprise Value to IC
1.1
vs History
18
vs Industry
Median 3Y
1.1
Median 5Y
1.1
Industry
0.2
More Details

Multiples Across Competitors

OPTIMA Competitors Multiples
Optima Bank SA Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
GR
Optima Bank SA
ATHEX:OPTIMA
944.3m EUR 3.3 5.7 17.4 18.1
US
JPMorgan Chase & Co
NYSE:JPM
684.6B USD 3.9 13.1 163.9 0
ZA
Absa Bank Ltd
JSE:ABSP
396.3B Zac 0 0 0 0
ZA
Standard Bank Group Ltd
JSE:SBK
371.4B Zac 0 0 0 0
ZA
Capitec Bank Holdings Ltd
JSE:CPI
369.1B Zac 0 0 0 0
US
Bank of America Corp
NYSE:BAC
354.3B USD 3.6 16.1 511.8 0
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
2.4T CNY 2.9 7 0 0
CN
Agricultural Bank of China Ltd
SSE:601288
1.8T CNY 2.5 7.1 0 0
US
Wells Fargo & Co
NYSE:WFC
239.5B USD 2.9 14.1 76.5 0
CN
Bank of China Ltd
SSE:601988
1.6T CNY 2.5 7.5 0 0
CN
China Construction Bank Corp
SSE:601939
1.4T CNY 1.9 4.5 0 0
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
GR
O
Optima Bank SA
ATHEX:OPTIMA
Average EV/EBITDA: 192.4
17.4
N/A N/A
US
JPMorgan Chase & Co
NYSE:JPM
163.9
N/A N/A
ZA
A
Absa Bank Ltd
JSE:ABSP
Not Available N/A N/A
ZA
S
Standard Bank Group Ltd
JSE:SBK
Not Available N/A N/A
ZA
C
Capitec Bank Holdings Ltd
JSE:CPI
Not Available N/A N/A
US
Bank of America Corp
NYSE:BAC
511.8
N/A N/A
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
Not Available N/A N/A
CN
Agricultural Bank of China Ltd
SSE:601288
Not Available N/A N/A
US
Wells Fargo & Co
NYSE:WFC
76.5
N/A N/A
CN
Bank of China Ltd
SSE:601988
Not Available N/A N/A
CN
China Construction Bank Corp
SSE:601939
Not Available N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
GR
O
Optima Bank SA
ATHEX:OPTIMA
Average EV/EBIT: 18.1
18.1
-67%
N/A
US
JPMorgan Chase & Co
NYSE:JPM
Not Available N/A N/A
ZA
A
Absa Bank Ltd
JSE:ABSP
Not Available N/A N/A
ZA
S
Standard Bank Group Ltd
JSE:SBK
Not Available N/A N/A
ZA
C
Capitec Bank Holdings Ltd
JSE:CPI
Not Available N/A N/A
US
Bank of America Corp
NYSE:BAC
Not Available N/A N/A
CN
Industrial and Commercial Bank of China Ltd
SSE:601398
Not Available N/A N/A
CN
Agricultural Bank of China Ltd
SSE:601288
Not Available N/A N/A
US
Wells Fargo & Co
NYSE:WFC
Not Available N/A N/A
CN
Bank of China Ltd
SSE:601988
Not Available N/A N/A
CN
China Construction Bank Corp
SSE:601939
Not Available N/A N/A

See Also

Summary
OPTIMA intrinsic value, competitors valuation, and company profile.
DCF Valuation
OPTIMA stock valuation using Discount Cash Flow valuation method.
Relative Valuation
OPTIMA stock valuation using valuation multiples.
Wall Street Estimates
OPTIMA price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
OPTIMA stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
Back to Top
ALPHA SPREAD
Follow us
Join more than 215,200+ value investors using Alpha Spread
Create a free account
or see our plans & pricing

Company

About Us Careers Pricing Affiliate Program Terms of Service Privacy Policy

Help

What is Intrinsic Value? Help Center Contact Us

Tools

Stock Screener Intrinsic Value Calculator DCF Value Calculator Discount Rate Calculator

Stocks

Most Undervalued Stocks Wide Economic Moat Stocks High Profitability Stocks High Solvency Stocks Most Popular Stocks

© 2025 Alpha Spread Limited. All Rights Reserved.

www.alphaspread.com is not operated by a broker, a dealer, or a registered investment adviser. Under no circumstances does any information posted on www.alphaspread.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute, investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. In no event shall Alpha Spread Limited be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on www.alphaspread.com, or relating to the use of, or inability to use, www.alphaspread.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance.