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Eurobank Ergasias Services and Holdings SA
ATHEX:EUROB

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Eurobank Ergasias Services and Holdings SA
ATHEX:EUROB
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Price: 3.871 EUR 0.65%
Market Cap: €14.1B

P/B

1.4
Current
58%
More Expensive
vs 3-y average of 0.9

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.4
=
Market Cap
€14B
/
Total Equity
€9.9B

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
1.4
=
Market Cap
€14B
/
Total Equity
€9.9B

Valuation Scenarios

Eurobank Ergasias Services and Holdings SA is trading above its 3-year average

If P/B returns to its 3-Year Average (0.9), the stock would be worth €2.45 (37% downside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-44%
Maximum Upside
+7%
Average Downside
17%
Scenario P/B Value Implied Price Upside/Downside
Current Multiple 1.4 €3.87
0%
3-Year Average 0.9 €2.45
-37%
5-Year Average 0.8 €2.15
-44%
Industry Average 1.5 €4.09
+6%
Country Average 1.5 €4.14
+7%

Forward P/B
Today’s price vs future total equity

Not enough data available to calculate forward P/B

Peer Comparison

All Multiples
P/B
P/E
All Countries
Close

Market Distribution

In line with most companies in Greece
Percentile
48th
Based on 267 companies
48th percentile
1.4
Low
0 — 1.1
Typical Range
1.1 — 2.6
High
2.6 —
Distribution Statistics
Greece
Min 0
30th Percentile 1.1
Median 1.5
70th Percentile 2.6
Max 88.8

Other Multiples

Eurobank Ergasias Services and Holdings SA
Glance View

Market Cap
14.1B EUR
Industry
Banking

Eurobank Ergasias Services and Holdings SA, a prominent name in the banking sector, is a financial institution deeply rooted in Greece's evolving economic landscape. Emerging from the ashes of the financial crises that shook Europe, Eurobank has established a strong foothold not just within Greek borders but across a network that spans multiple countries in Southeastern Europe. The bank specializes in various segments, including retail, corporate, and private banking, along with asset management services. Its DNA reflects resilience and adaptability as it serves a diverse clientele ranging from individuals to multinational corporations. Eurobank's expertise in structuring robust financial products and services tailors to meet varied customer needs, whether it’s through daily banking operations, strategic investments, or complex financing solutions. Eurobank makes money primarily through its core banking operations, which involve generating interest from loans and mortgages, earning fees from various banking products, and making investments. The bank benefits from a wide-reaching clientele base, allowing it to diversify its income streams across different demographics and geographical areas. Additionally, by focusing on relationship-building with its clients, Eurobank has been able to leverage its customer insights to drive innovative product offerings and enhance its wealth management capabilities. This strategic agility, combined with a focus on technology and customer service excellence, fortifies Eurobank’s position in a competitive market, positioning it as a key player in fostering economic growth in the regions it serves.

EUROB Intrinsic Value
5.291 EUR
Undervaluation 27%
Intrinsic Value
Price €3.871
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