Virgin Money UK PLC
ASX:VUK
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
Berkshire Hathaway Inc
NYSE:BRK.A
|
US |
|
Bank of America Corp
NYSE:BAC
|
US |
|
Mastercard Inc
NYSE:MA
|
US |
|
UnitedHealth Group Inc
NYSE:UNH
|
US |
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
Pfizer Inc
NYSE:PFE
|
US |
|
Nike Inc
NYSE:NKE
|
US |
|
Visa Inc
NYSE:V
|
US |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
CN |
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
Coca-Cola Co
NYSE:KO
|
US |
|
Verizon Communications Inc
NYSE:VZ
|
US |
|
Chevron Corp
NYSE:CVX
|
US |
|
Walt Disney Co
NYSE:DIS
|
US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
P/E
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Valuation Scenarios
If P/E returns to its 3-Year Average (11.3), the stock would be worth AU$4.21 (0% downside from current price).
| Scenario | P/E Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 11.3 | AU$4.22 |
0%
|
| 3-Year Average | 11.3 | AU$4.21 |
0%
|
| 5-Year Average | 6.4 | AU$2.41 |
-43%
|
| Industry Average | 0.1 | AU$0.04 |
-99%
|
| Country Average | 0.2 | AU$0.08 |
-98%
|
Forward P/E
Today’s price vs future net income
| Today's Market Cap | Net Income | Forward P/E | ||
|---|---|---|---|---|
|
AU$2.8B
|
/ |
Apr 2024
£250m
|
= |
|
|
AU$2.8B
|
/ |
Sep 2024
£418.5m
|
= |
|
|
AU$2.8B
|
/ |
Sep 2025
£458.8m
|
= |
|
|
AU$2.8B
|
/ |
Sep 2026
£488.8m
|
= |
|
Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.
Peer Comparison
| Market Cap | P/E | ||||
|---|---|---|---|---|---|
| UK |
|
Virgin Money UK PLC
ASX:VUK
|
2.8B AUD | 11.3 | |
| US |
|
JPMorgan Chase & Co
NYSE:JPM
|
826B USD | 14.4 | |
| ZA |
C
|
Capitec Bank Holdings Ltd
JSE:CPI
|
509.8B ZAR | 30.3 | |
| ZA |
S
|
Standard Bank Group Ltd
JSE:SBK
|
506.6B ZAR | 10.3 | |
| CN |
|
Industrial and Commercial Bank of China Ltd
SSE:601398
|
2.7T CNY | 7.5 | |
| CN |
|
China Construction Bank Corp
SSE:601939
|
2.5T CNY | 7.6 | |
| US |
|
Bank of America Corp
NYSE:BAC
|
371.1B USD | 12.3 | |
| CN |
|
Agricultural Bank of China Ltd
SSE:601288
|
2.5T CNY | 9 | |
| UK |
|
HSBC Holdings PLC
LSE:HSBA
|
226.9B GBP | 14.6 | |
| CN |
|
Bank of China Ltd
SSE:601988
|
1.9T CNY | 8.2 | |
| CA |
|
Royal Bank of Canada
TSX:RY
|
334.6B CAD | 16.3 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.1 |
| Median | 0.2 |
| 70th Percentile | 0.3 |
| Max | 828.3 |
Other Multiples
Virgin Money UK PLC
Glance View
Virgin Money UK PLC, born from a lineage of transformative mergers and acquisitions, weaves a compelling story within the tapestry of British banking. It was in 1995, amidst the turbulence and opportunities of the financial sector, that the seeds for Virgin Money were sown. The company, driven by the iconic Virgin brand's daring spirit, took a significant leap forward in 2018 when it merged with CYBG, the holding company for Clydesdale Bank, Yorkshire Bank, and the digital bank B. This merger marked not only a fusion of storied regional heritage and contemporary branding but also solidified its standing as a prominent competitor within the UK financial services landscape. At its core, Virgin Money UK PLC operates with a business model that blends traditional banking services with a customer-centric digital approach. The company generates revenue primarily through interest earned on loans and mortgages, complemented by fees on a range of financial products designed for individual and business clients. Its retail division extends a suite of banking services—current accounts, savings, and credit products—while its commercial banking segment caters to a variety of businesses with lending, treasury, and trade services. By leveraging its innovative digital platform and a dedication to customer experience, Virgin Money combines the agility of fintech with the stability of a long-established banking institution, forging a path that seeks to redefine the banking experience for its clientele.
