Pioneer Credit Ltd
ASX:PNC

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Pioneer Credit Ltd
ASX:PNC
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Price: 0.455 AUD 13.75% Market Closed
Market Cap: 73.1m AUD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one PNC stock under the Base Case scenario is 2.979 AUD. Compared to the current market price of 0.455 AUD, Pioneer Credit Ltd is Undervalued by 85%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PNC Relative Value
Base Case
2.979 AUD
Undervaluation 85%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

1
P/S
P/S
Price to Sales
1
vs History
9
vs Industry
76
Median 3Y
0.6
Median 5Y
0.6
Industry
3
Forward
0.6
More Details
Negative
P/E
P/E
Price to Earnings
N/A
vs History
vs Industry
9
Median 3Y
-1.2
Median 5Y
-1.2
Industry
14
Forward
6.7
More Details
Negative
P/OCF
P/OCF
Price to OCF
N/A
vs History
vs Industry
Median 3Y
-1.9
Median 5Y
-0.5
Industry
9.3
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
44
Median 3Y
0.7
Median 5Y
0.4
Industry
11.9
More Details
1.3
P/B
P/B
Price to Book Value
1.3
vs History
14
vs Industry
39
Median 3Y
1.1
Median 5Y
0.9
Industry
1.2
More Details
3.4
EV/S
EV/S
Enterprise Value to Sales
3.4
vs History
4
vs Industry
51
Median 3Y
2.9
Median 5Y
2.3
Industry
4.6
Forward
1.9
More Details
N/A
EV/GP
EV/GP
Enterprise Value to Gross Profit
N/A
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
6.9
More Details
19.4
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
19.4
vs History
23
vs Industry
28
Median 3Y
5.5
Median 5Y
5.5
Industry
13.5
Forward
2.4
More Details
19.4
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
19.4
vs History
23
vs Industry
26
Median 3Y
5.5
Median 5Y
5.5
Industry
13.8
Forward
4.9
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
Median 3Y
-3.6
Median 5Y
-1.3
Industry
11.4
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
Median 3Y
-3.5
Median 5Y
-1.3
Industry
12.4
More Details
1
EV/IC
EV/IC
Enterprise Value to IC
1
vs History
9
vs Industry
36
Median 3Y
0.9
Median 5Y
0.9
Industry
0.9
More Details

Multiples Across Competitors

PNC Competitors Multiples
Pioneer Credit Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
AU
Pioneer Credit Ltd
ASX:PNC
72.8m AUD 1 -8.7 19.4 19.4
IN
Indian Railway Finance Corp Ltd
NSE:IRFC
1.7T INR 6.3 25.9 21.4 21.4
IN
Power Finance Corporation Ltd
NSE:PFC
1.4T INR 1.4 6.2 10.4 10.4
IN
REC Limited
NSE:RECLTD
1.1T INR 2.1 7.1 31.9 32
JP
Shinkin Central Bank
TSE:8421
1.8T JPY 6.7 73.7 1 142.4 0
JP
Mitsubishi HC Capital Inc
TSE:8593
1.4T JPY 0.7 11 15.3 47.2
CA
Element Fleet Management Corp
TSX:EFN
12.5B CAD 5.9 32.9 20.3 49.8
TW
Chailease Holding Company Ltd
TWSE:5871
187.1B TWD 1.8 8.5 12.1 15.6
IN
Indian Renewable Energy Development Agency Ltd
NSE:IREDA
453.3B INR 6.7 26.7 45.6 46.4
IN
Housing and Urban Development Corporation Ltd
NSE:HUDCO
443.1B INR 4.7 16.6 15 15
JP
Tokyo Century Corp
TSE:8439
724B JPY 0.5 8.3 10.8 35.5

See Also

Summary
PNC intrinsic value, competitors valuation, and company profile.
DCF Valuation
PNC stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PNC stock valuation using valuation multiples.
Wall Street Estimates
PNC price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PNC stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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