Pioneer Credit Ltd
ASX:PNC

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Pioneer Credit Ltd
ASX:PNC
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Price: 0.43 AUD -1.15%
Market Cap: 69.1m AUD

Relative Value

The Relative Value of one PNC stock under the Base Case scenario is 3.3 AUD. Compared to the current market price of 0.43 AUD, Pioneer Credit Ltd is Undervalued by 87%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PNC Relative Value
Base Case
3.3 AUD
Undervaluation 87%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
40
vs Industry
80
Median 3Y
0.9
Median 5Y
1
Industry
3
Forward
0.5
vs History
vs Industry
9
Median 3Y
-2.3
Median 5Y
-2.4
Industry
14.3
Forward
11.8
vs History
vs Industry
Median 3Y
-2.8
Median 5Y
-0.7
Industry
9.8
vs History
vs Industry
44
Median 3Y
1.3
Median 5Y
1
Industry
12.1
vs History
22
vs Industry
32
Median 3Y
1.6
Median 5Y
1.5
Industry
1.3
vs History
83
vs Industry
61
Median 3Y
2.5
Median 5Y
2.5
Industry
4.7
Forward
-0.1
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
6.8
vs History
67
vs Industry
55
Median 3Y
5.7
Median 5Y
5.7
Industry
13.8
Forward
-0.1
vs History
67
vs Industry
53
Median 3Y
5.7
Median 5Y
5.7
Industry
14.3
Forward
-0.2
vs History
vs Industry
Median 3Y
-2.6
Median 5Y
-0.4
Industry
11.8
vs History
vs Industry
Median 3Y
-2.6
Median 5Y
-0.4
Industry
12.7
vs History
83
vs Industry
33
Median 3Y
1
Median 5Y
1
Industry
0.9

Multiples Across Competitors

PNC Competitors Multiples
Pioneer Credit Ltd Competitors

Market Cap P/S P/E EV/EBITDA EV/EBIT
AU
Pioneer Credit Ltd
ASX:PNC
69.9m AUD 1 -6.9 -0.9 -0.9
IN
Indian Railway Finance Corp Ltd
NSE:IRFC
1.7T INR 6.2 25.8 21.5 21.5
IN
Power Finance Corporation Ltd
NSE:PFC
1.3T INR 1.3 6 10.4 10.4
IN
REC Limited
NSE:RECLTD
1.1T INR 2.1 7.2 32 32.1
JP
Shinkin Central Bank
TSE:8421
1.9T JPY 7.1 79.1 1 155.6 0
JP
Mitsubishi HC Capital Inc
TSE:8593
1.5T JPY 0.7 11.6 15.4 47.6
CA
Element Fleet Management Corp
TSX:EFN
11.3B CAD 5.4 29.8 19.1 47
TW
Chailease Holding Company Ltd
TWSE:5871
203.9B TWD 2 9.3 12.6 16.1
JP
Tokyo Century Corp
TSE:8439
756.7B JPY 0.6 8.7 10.9 35.8
IN
Indian Renewable Energy Development Agency Ltd
NSE:IREDA
403.1B INR 6.5 26.3 43.9 44.7
IN
Housing and Urban Development Corporation Ltd
NSE:HUDCO
398.4B INR 4.2 14.9 14.5 14.5