National Australia Bank Ltd
ASX:NAB
Income Statement
Income Statement
National Australia Bank Ltd
| Sep-1999 | Dec-1999 | Mar-2000 | Jun-2000 | Sep-2000 | Mar-2001 | Sep-2001 | Mar-2002 | Sep-2002 | Mar-2003 | Sep-2003 | Mar-2004 | Sep-2004 | Mar-2005 | Sep-2005 | Mar-2006 | Sep-2006 | Mar-2007 | Sep-2007 | Mar-2008 | Sep-2008 | Mar-2009 | Sep-2009 | Mar-2010 | Sep-2010 | Mar-2011 | Sep-2011 | Mar-2012 | Sep-2012 | Mar-2013 | Sep-2013 | Mar-2014 | Sep-2014 | Mar-2015 | Sep-2015 | Mar-2016 | Sep-2016 | Mar-2017 | Sep-2017 | Mar-2018 | Sep-2018 | Mar-2019 | Sep-2019 | Mar-2020 | Sep-2020 | Mar-2021 | Sep-2021 | Mar-2022 | Sep-2022 | Mar-2023 | Sep-2023 | Mar-2024 | Sep-2024 | Mar-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Net Interest Income |
6 066
|
6 113
|
6 151
|
6 325
|
6 371
|
6 654
|
6 960
|
7 157
|
7 222
|
7 365
|
7 419
|
7 258
|
7 191
|
7 078
|
6 944
|
7 664
|
8 686
|
9 277
|
9 746
|
10 241
|
11 098
|
11 704
|
12 068
|
12 281
|
12 256
|
12 438
|
13 034
|
13 427
|
13 242
|
13 157
|
13 351
|
13 588
|
13 415
|
19 605
|
12 462
|
12 869
|
12 930
|
12 730
|
13 182
|
13 551
|
13 505
|
13 480
|
13 555
|
13 702
|
13 877
|
13 829
|
13 793
|
14 029
|
15 480
|
16 239
|
18 021
|
16 730
|
21 142
|
16 809
|
21 273
|
|
| Interest Income |
15 066
|
14 979
|
15 436
|
16 480
|
17 517
|
19 986
|
19 919
|
17 652
|
16 434
|
16 625
|
17 022
|
17 617
|
18 650
|
19 696
|
21 103
|
23 064
|
25 553
|
27 952
|
30 958
|
35 009
|
39 385
|
38 403
|
31 102
|
27 584
|
29 824
|
32 383
|
34 270
|
35 216
|
34 542
|
32 774
|
31 289
|
30 680
|
30 419
|
44 964
|
28 347
|
27 707
|
27 629
|
27 075
|
27 403
|
28 145
|
28 543
|
29 431
|
29 194
|
26 948
|
23 111
|
19 570
|
18 034
|
17 834
|
22 378
|
34 896
|
48 072
|
55 248
|
58 297
|
58 797
|
56 779
|
|
| Interest Expense |
9 000
|
8 866
|
9 285
|
10 155
|
11 146
|
7 146
|
12 959
|
10 495
|
9 212
|
9 260
|
9 603
|
10 359
|
11 459
|
12 618
|
14 159
|
15 400
|
16 867
|
18 675
|
21 212
|
24 768
|
28 287
|
26 699
|
19 034
|
15 303
|
17 568
|
19 945
|
21 236
|
21 789
|
21 300
|
19 617
|
17 938
|
17 092
|
17 004
|
25 359
|
15 885
|
14 838
|
14 699
|
14 345
|
14 221
|
14 594
|
15 038
|
15 951
|
15 639
|
13 246
|
9 234
|
5 741
|
4 241
|
3 805
|
6 898
|
18 657
|
30 051
|
38 518
|
37 155
|
41 988
|
35 506
|
|
| Non Interest Income |
4 563
|
4 619
|
4 783
|
4 947
|
6 523
|
7 751
|
11 580
|
15 769
|
7 375
|
2 403
|
8 558
|
10 984
|
10 541
|
13 858
|
15 681
|
15 136
|
12 682
|
12 172
|
13 959
|
3 209
|
(3 576)
|
(5 201)
|
6 351
|
15 069
|
8 136
|
8 361
|
5 047
|
6 583
|
11 863
|
13 275
|
18 640
|
16 367
|
14 494
|
28 012
|
11 603
|
8 017
|
9 612
|
9 337
|
6 568
|
6 296
|
4 853
|
5 707
|
4 964
|
3 940
|
3 476
|
3 439
|
3 169
|
3 516
|
3 926
|
4 230
|
3 862
|
4 026
|
4 812
|
4 395
|
3 605
|
|
| Revenue |
10 629
N/A
|
10 732
+1%
|
10 934
+2%
|
11 272
+3%
|
12 894
+14%
|
14 405
+12%
|
18 540
+29%
|
22 926
+24%
|
14 597
-36%
|
9 768
-33%
|
15 977
+64%
|
18 242
+14%
|
17 732
-3%
|
20 936
+18%
|
22 625
+8%
|
22 800
+1%
|
21 368
-6%
|
21 449
+0%
|
23 705
+11%
|
13 450
-43%
|
7 522
-44%
|
6 503
-14%
|
18 419
+183%
|
27 350
+48%
|
20 392
-25%
|
20 799
+2%
|
18 081
-13%
|
20 010
+11%
|
25 105
+25%
|
26 432
+5%
|
31 991
+21%
|
29 955
-6%
|
27 909
-7%
|
47 617
+71%
|
24 065
-49%
|
20 886
-13%
|
22 542
+8%
|
22 067
-2%
|
19 750
-10%
|
19 847
+0%
|
18 358
-8%
|
19 187
+5%
|
18 519
-3%
|
17 642
-5%
|
17 353
-2%
|
17 268
0%
|
16 962
-2%
|
17 545
+3%
|
19 406
+11%
|
20 469
+5%
|
21 883
+7%
|
20 756
-5%
|
25 954
+25%
|
21 204
-18%
|
24 878
+17%
|
|
| Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Loss Provision |
(540)
|
(520)
|
(491)
|
(490)
|
(588)
|
(749)
|
(989)
|
(995)
|
(697)
|
(602)
|
(633)
|
(616)
|
(559)
|
(535)
|
(534)
|
(523)
|
(606)
|
(726)
|
(790)
|
(1 340)
|
(2 703)
|
(3 574)
|
(3 815)
|
(3 723)
|
(2 791)
|
(1 995)
|
(1 750)
|
(2 148)
|
(2 734)
|
(2 466)
|
(1 810)
|
(1 280)
|
(847)
|
(1 235)
|
(733)
|
(731)
|
(813)
|
(826)
|
(824)
|
(807)
|
(791)
|
(863)
|
(927)
|
(1 640)
|
(2 752)
|
(1 457)
|
202
|
76
|
(124)
|
(535)
|
(816)
|
(783)
|
(741)
|
(713)
|
(833)
|
|
| Non Interest Expense |
(5 948)
|
(5 951)
|
(6 007)
|
(6 130)
|
(7 433)
|
(9 032)
|
(13 572)
|
(16 980)
|
(9 559)
|
(5 383)
|
(9 716)
|
(11 633)
|
(12 432)
|
(14 943)
|
(15 675)
|
(15 912)
|
(13 487)
|
(13 010)
|
(15 088)
|
(6 258)
|
(245)
|
1 903
|
(9 621)
|
(19 546)
|
(11 925)
|
(12 721)
|
(9 603)
|
(11 144)
|
(16 212)
|
(17 345)
|
(22 093)
|
(20 161)
|
(19 280)
|
(33 397)
|
(13 817)
|
(11 359)
|
(12 751)
|
(12 763)
|
(10 265)
|
(10 305)
|
(9 167)
|
(9 858)
|
(9 247)
|
(9 529)
|
(9 438)
|
(8 380)
|
(8 096)
|
(8 072)
|
(9 538)
|
(9 607)
|
(10 617)
|
(10 132)
|
(15 334)
|
(10 691)
|
(14 354)
|
|
| Pre-Tax Income |
4 141
N/A
|
4 261
+3%
|
4 436
+4%
|
4 652
+5%
|
4 873
+5%
|
4 624
-5%
|
3 979
-14%
|
4 951
+24%
|
4 341
-12%
|
3 783
-13%
|
5 628
+49%
|
5 993
+6%
|
4 741
-21%
|
5 458
+15%
|
6 416
+18%
|
6 365
-1%
|
7 275
+14%
|
7 713
+6%
|
7 827
+1%
|
5 852
-25%
|
4 574
-22%
|
4 832
+6%
|
4 983
+3%
|
4 081
-18%
|
5 676
+39%
|
6 083
+7%
|
6 728
+11%
|
6 718
0%
|
6 159
-8%
|
6 621
+8%
|
8 088
+22%
|
8 514
+5%
|
7 782
-9%
|
12 985
+67%
|
9 515
-27%
|
8 796
-8%
|
8 978
+2%
|
8 478
-6%
|
8 661
+2%
|
8 735
+1%
|
8 400
-4%
|
8 466
+1%
|
8 345
-1%
|
6 473
-22%
|
5 163
-20%
|
7 431
+44%
|
9 068
+22%
|
9 549
+5%
|
9 744
+2%
|
10 327
+6%
|
10 450
+1%
|
9 841
-6%
|
9 879
+0%
|
9 800
-1%
|
9 691
-1%
|
|
| Net Income | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Tax Provision |
(1 321)
|
(1 394)
|
(1 432)
|
(1 516)
|
(1 632)
|
(1 661)
|
(1 891)
|
(1 895)
|
(962)
|
(790)
|
(1 681)
|
(1 694)
|
(1 190)
|
(1 224)
|
(1 814)
|
(2 422)
|
(2 134)
|
(2 024)
|
(2 255)
|
(1 238)
|
(39)
|
(892)
|
(2 394)
|
(2 071)
|
(1 451)
|
(1 525)
|
(1 508)
|
(1 873)
|
(2 076)
|
(2 123)
|
(2 725)
|
(2 761)
|
(2 598)
|
(4 567)
|
(2 709)
|
(1 997)
|
(2 553)
|
(2 422)
|
(2 480)
|
(2 536)
|
(2 455)
|
(2 492)
|
(2 440)
|
(1 932)
|
(1 665)
|
(2 244)
|
(2 597)
|
(2 737)
|
(2 684)
|
(2 856)
|
(2 980)
|
(2 800)
|
(2 798)
|
(2 821)
|
(2 864)
|
|
| Income from Continuing Operations |
2 820
|
2 867
|
3 004
|
3 136
|
3 241
|
2 963
|
2 088
|
3 056
|
3 379
|
2 993
|
3 947
|
4 299
|
3 551
|
4 234
|
4 602
|
3 943
|
5 141
|
5 689
|
5 572
|
4 614
|
4 535
|
3 940
|
2 589
|
2 010
|
4 225
|
4 558
|
5 220
|
4 845
|
4 083
|
4 498
|
5 363
|
5 753
|
5 184
|
8 418
|
6 806
|
6 799
|
6 425
|
6 056
|
6 181
|
6 199
|
5 945
|
5 974
|
5 905
|
4 541
|
3 498
|
5 187
|
6 471
|
6 812
|
7 060
|
7 471
|
7 470
|
7 041
|
7 081
|
6 979
|
6 827
|
|
| Income to Minority Interest |
1
|
0
|
0
|
0
|
(2)
|
(6)
|
(5)
|
(8)
|
(6)
|
(9)
|
8
|
(45)
|
(374)
|
(465)
|
(610)
|
(715)
|
(749)
|
(1 155)
|
(994)
|
515
|
1
|
573
|
0
|
10
|
(1)
|
(1)
|
(1)
|
(2)
|
(1)
|
(2)
|
(8)
|
(8)
|
(3)
|
(23)
|
(54)
|
(37)
|
(5)
|
(3)
|
(3)
|
(4)
|
(3)
|
(2)
|
(3)
|
(4)
|
(4)
|
(4)
|
(3)
|
(1)
|
0
|
0
|
(5)
|
(14)
|
(18)
|
(29)
|
(39)
|
|
| Net Income (Common) |
2 821
N/A
|
2 823
+0%
|
2 911
+3%
|
2 992
+3%
|
3 041
+2%
|
2 740
-10%
|
1 870
-32%
|
2 852
+53%
|
3 186
+12%
|
2 798
-12%
|
3 772
+35%
|
4 071
+8%
|
2 990
-27%
|
3 581
+20%
|
3 788
+6%
|
2 992
-21%
|
4 138
+38%
|
4 270
+3%
|
4 295
+1%
|
4 826
+12%
|
4 224
-12%
|
4 201
-1%
|
2 316
-45%
|
1 782
-23%
|
3 971
+123%
|
4 294
+8%
|
4 957
+15%
|
4 589
-7%
|
3 837
-16%
|
4 261
+11%
|
5 140
+21%
|
5 546
+8%
|
5 103
-8%
|
8 434
+65%
|
6 163
-27%
|
1 026
-83%
|
228
-78%
|
4 530
+1 887%
|
5 187
+15%
|
5 225
+1%
|
5 454
+4%
|
5 562
+2%
|
4 715
-15%
|
3 364
-29%
|
2 520
-25%
|
4 424
+76%
|
6 351
+44%
|
6 707
+6%
|
6 891
+3%
|
7 307
+6%
|
7 414
+1%
|
6 941
-6%
|
6 960
+0%
|
6 873
-1%
|
6 759
-2%
|
|
| EPS (Diluted) |
1.81
N/A
|
1.72
-5%
|
1.72
N/A
|
1.77
+3%
|
2
+13%
|
1.77
-12%
|
1.04
-41%
|
1.72
+65%
|
1.93
+12%
|
1.72
-11%
|
2.35
+37%
|
2.54
+8%
|
1.86
-27%
|
2.2
+18%
|
2.32
+5%
|
1.82
-22%
|
2.58
+42%
|
2.62
+2%
|
2.65
+1%
|
2.98
+12%
|
2.57
-14%
|
2.22
-14%
|
1.21
-45%
|
0.84
-31%
|
1.84
+119%
|
1.95
+6%
|
2.24
+15%
|
2.08
-7%
|
1.72
-17%
|
1.83
+6%
|
2.21
+21%
|
2.3
+4%
|
2.11
-8%
|
3.4
+61%
|
2.38
-30%
|
0.39
-84%
|
0.08
-79%
|
1.58
+1 875%
|
1.8
+14%
|
1.79
-1%
|
1.85
+3%
|
1.84
-1%
|
1.55
-16%
|
1.01
-35%
|
0.75
-26%
|
1.24
+65%
|
1.79
+44%
|
1.92
+7%
|
1.98
+3%
|
2.14
+8%
|
2.17
+1%
|
2.2
+1%
|
2.11
-4%
|
2.2
+4%
|
2.15
-2%
|
|