Insignia Financial Ltd
ASX:IFL

Watchlist Manager
Insignia Financial Ltd Logo
Insignia Financial Ltd
ASX:IFL
Watchlist
Price: 3.33 AUD 0.6% Market Closed
Market Cap: 2.2B AUD
Have any thoughts about
Insignia Financial Ltd?
Write Note

Intrinsic Value

The intrinsic value of one IFL stock under the Base Case scenario is 4.87 AUD. Compared to the current market price of 3.33 AUD, Insignia Financial Ltd is Undervalued by 32%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

IFL Intrinsic Value
4.87 AUD
Undervaluation 32%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Insignia Financial Ltd

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for IFL cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about IFL?
Bearish
Neutral
Bullish

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Insignia Financial Ltd

Provide an overview of the primary business activities
of Insignia Financial Ltd.

What unique competitive advantages
does Insignia Financial Ltd hold over its rivals?

What risks and challenges
does Insignia Financial Ltd face in the near future?

Has there been any significant insider trading activity
in Insignia Financial Ltd recently?

Summarize the latest earnings call
of Insignia Financial Ltd.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Insignia Financial Ltd.

Provide P/S
for Insignia Financial Ltd.

Provide P/E
for Insignia Financial Ltd.

Provide P/OCF
for Insignia Financial Ltd.

Provide P/FCFE
for Insignia Financial Ltd.

Provide P/B
for Insignia Financial Ltd.

Provide EV/S
for Insignia Financial Ltd.

Provide EV/GP
for Insignia Financial Ltd.

Provide EV/EBITDA
for Insignia Financial Ltd.

Provide EV/EBIT
for Insignia Financial Ltd.

Provide EV/OCF
for Insignia Financial Ltd.

Provide EV/FCFF
for Insignia Financial Ltd.

Provide EV/IC
for Insignia Financial Ltd.

Show me price targets
for Insignia Financial Ltd made by professional analysts.

What are the Revenue projections
for Insignia Financial Ltd?

How accurate were the past Revenue estimates
for Insignia Financial Ltd?

What are the Net Income projections
for Insignia Financial Ltd?

How accurate were the past Net Income estimates
for Insignia Financial Ltd?

What are the EPS projections
for Insignia Financial Ltd?

How accurate were the past EPS estimates
for Insignia Financial Ltd?

What are the EBIT projections
for Insignia Financial Ltd?

How accurate were the past EBIT estimates
for Insignia Financial Ltd?

Compare the revenue forecasts
for Insignia Financial Ltd with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Insignia Financial Ltd and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Insignia Financial Ltd against its competitors.

Analyze the profit margins
(gross, operating, and net) of Insignia Financial Ltd compared to its peers.

Compare the P/E ratios
of Insignia Financial Ltd against its peers.

Discuss the investment returns and shareholder value creation
comparing Insignia Financial Ltd with its peers.

Analyze the financial leverage
of Insignia Financial Ltd compared to its main competitors.

Show all profitability ratios
for Insignia Financial Ltd.

Provide ROE
for Insignia Financial Ltd.

Provide ROA
for Insignia Financial Ltd.

Provide ROIC
for Insignia Financial Ltd.

Provide ROCE
for Insignia Financial Ltd.

Provide Gross Margin
for Insignia Financial Ltd.

Provide Operating Margin
for Insignia Financial Ltd.

Provide Net Margin
for Insignia Financial Ltd.

Provide FCF Margin
for Insignia Financial Ltd.

Show all solvency ratios
for Insignia Financial Ltd.

Provide D/E Ratio
for Insignia Financial Ltd.

Provide D/A Ratio
for Insignia Financial Ltd.

Provide Interest Coverage Ratio
for Insignia Financial Ltd.

Provide Altman Z-Score Ratio
for Insignia Financial Ltd.

Provide Quick Ratio
for Insignia Financial Ltd.

Provide Current Ratio
for Insignia Financial Ltd.

Provide Cash Ratio
for Insignia Financial Ltd.

What is the historical Revenue growth
over the last 5 years for Insignia Financial Ltd?

What is the historical Net Income growth
over the last 5 years for Insignia Financial Ltd?

What is the current Free Cash Flow
of Insignia Financial Ltd?

Discuss the annual earnings per share (EPS)
trend over the past five years for Insignia Financial Ltd.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Insignia Financial Ltd

Current Assets 578.7m
Cash & Short-Term Investments 308.7m
Receivables 270m
Non-Current Assets 3B
Long-Term Investments 263.4m
PP&E 109.1m
Intangibles 2.4B
Other Non-Current Assets 212.7m
Current Liabilities 216.8m
Accounts Payable 171.9m
Other Current Liabilities 44.9m
Non-Current Liabilities 1.3B
Long-Term Debt 887.8m
Other Non-Current Liabilities 439.2m
Efficiency

Earnings Waterfall
Insignia Financial Ltd

Revenue
1.9B AUD
Cost of Revenue
-515.7m AUD
Gross Profit
1.4B AUD
Operating Expenses
-1.1B AUD
Operating Income
279.9m AUD
Other Expenses
-465.2m AUD
Net Income
-185.3m AUD

Free Cash Flow Analysis
Insignia Financial Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

Insignia announced an innovative strategy shift to enhance its advice model, intending to support growth and align interests with self-employed advisers and clients as the advice industry progresses. The firm is establishing a holding company, ASC, which includes the TenFifty network and RI Advice, representing over 500 self-employed advisers. Insignia will divest 40% equity in ASC over time, converging towards an owner-operator model to enable greater growth and proper alignment. Strategic commitments to Godfrey Pembroke indicate a move towards more ownership, with Insignia retaining a 20% stake. Plans are underway to divest the Millennium3 business, aiming for better strategic fit elsewhere. Financially, the transformation will be supported by existing cash facilities and targets to close FY'24 with a senior leverage ratio at the lower to mid-end of the 1 to 1.3x net debt to EBITDA range, moving to a cleaner UNPAT number for future reporting.

What is Earnings Call?
Fundamental Scores

IFL Profitability Score
Profitability Due Diligence

Insignia Financial Ltd's profitability score is 46/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive 3-Years Revenue Growth
Positive Operating Income
Negative Free Cash Flow
46/100
Profitability
Score

Insignia Financial Ltd's profitability score is 46/100. The higher the profitability score, the more profitable the company is.

IFL Solvency Score
Solvency Due Diligence

Insignia Financial Ltd's solvency score is 52/100. The higher the solvency score, the more solvent the company is.

Low D/E
Short-Term Solvency
Long-Term Solvency
Positive Net Debt
52/100
Solvency
Score

Insignia Financial Ltd's solvency score is 52/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

IFL Price Targets Summary
Insignia Financial Ltd

Wall Street analysts forecast IFL stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for IFL is 2.9 AUD with a low forecast of 2.23 AUD and a high forecast of 3.87 AUD.

Lowest
Price Target
2.23 AUD
33% Downside
Average
Price Target
2.9 AUD
13% Downside
Highest
Price Target
3.87 AUD
16% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for IFL?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for IFL is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Ownership

IFL Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

Insignia Financial Ltd Logo
Insignia Financial Ltd

Country

Australia

Industry

Financial Services

Market Cap

2.2B AUD

Dividend Yield

2.79%

Description

Insignia Financial Ltd. engages in the provision of financial products and services. The company is headquartered in Melbourne, Victoria. The company went IPO on 2003-12-05. The firm provide advice in respect of individual wealth, corporate funds and pension assets. The firm's segment includes Financial advices, which provides financial planning advice and stockbroking services supported by services such as investment research, training, compliance support and access to financial products; Portfolio and estate administration provides administration and management services through master trust platforms, which offers access point to a range of investment products; Investment management includes management and investment of monies on behalf of corporate, superannuation, institutional clients and private individual investor clients.

Contact

VICTORIA
Melbourne
L 6 161 Collins St
+61386144400.0
www.ioof.com.au

IPO

2003-12-05

Employees

-

Officers

CEO & Executive Director
Mr. Scott Hartley B.B.A.
Chief Financial Officer
Mr. David Chalmers
Acting Chief Technology Officer
Mr. Frank Lombardo
CEO of MLC Asset Management
Mr. Garry Mulcahy
Chief Risk Officer
Mr. Anvij Saxena
Chief Operating Officer
Mr. Jason Sommer
Show More
Chief Legal Officer
Mr. Lawrence Hastings
Chief People Officer
Ms. Melissa Walls
Head of Technical Services
Mr. Martin Breckon
General Manager of Capital Markets
Andrew Ehlich
Show Less

See Also

Discover More
What is the Intrinsic Value of one IFL stock?

The intrinsic value of one IFL stock under the Base Case scenario is 4.87 AUD.

Is IFL stock undervalued or overvalued?

Compared to the current market price of 3.33 AUD, Insignia Financial Ltd is Undervalued by 32%.

Back to Top