Insurance Australia Group Ltd
ASX:IAG

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Insurance Australia Group Ltd
ASX:IAG
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Price: 8.5 AUD -0.47% Market Closed
Market Cap: 20.1B AUD
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Net Margin
Insurance Australia Group Ltd

6.1%
Current
3%
Average
7.6%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
6.1%
=
Net Income
898m
/
Revenue
14.7B

Net Margin Across Competitors

Country AU
Market Cap 20.1B AUD
Net Margin
6%
Country US
Market Cap 142.5B USD
Net Margin
11%
Country CH
Market Cap 111.5B USD
Net Margin
18%
Country JP
Market Cap 10.9T JPY
Net Margin
15%
Country US
Market Cap 55.1B USD
Net Margin
10%
Country US
Market Cap 51.8B USD
Net Margin
7%
Country ZA
Market Cap 42B Zac
Net Margin
8%
Country CN
Market Cap 272.6B CNY
Net Margin
5%
Country CN
Market Cap 274B HKD
Net Margin
5%
Country BM
Market Cap 34.9B USD
Net Margin
45%
Country CA
Market Cap 47.8B CAD
Net Margin
10%
No Stocks Found

Insurance Australia Group Ltd
Glance View

Market Cap
20.1B AUD
Industry
Insurance
Economic Moat
None

Insurance Australia Group Ltd. (IAG) stands as one of the pillars of the insurance industry in Australia and New Zealand. Founded in 2000 through a series of strategic mergers and acquisitions, IAG has carved out a dominant position by offering a diverse portfolio of insurance products that range from personal and commercial insurance to niche and specialty coverages. The company's operations are primarily housed under its well-known brands, including NRMA Insurance, CGU, and SGIO, which have helped cement its reputation and trust among consumers. IAG leverages its extensive network and deep understanding of risk management to underwrite policies that protect against potential losses. Its core revenue streams come from the premiums paid by customers in exchange for protection against various risks, such as accidents, fire, theft, and natural disasters. This balance of risk and protection is the heart of IAG’s business model. Earning profit in the insurance world hinges on astute risk assessment and management. IAG generates income not only through the premiums but also by carefully investing the premiums until they are needed to pay claims. The group relies on actuarial analyses to predict claims, allowing it to set premiums at levels that cover potential payouts while providing a margin for profit. When the actual claims fall below the premiums collected, IAG reaps an underwriting profit. Moreover, the capital from these premiums is invested in a diversified portfolio of equities, bonds, and other financial instruments, generating additional investment income. This dual-income strategy – underwriting profits complemented by investment returns – showcases how IAG navigates the complexities of the insurance landscape, balancing risks with financial prudence to ensure sustainable growth.

IAG Intrinsic Value
6.78 AUD
Overvaluation 20%
Intrinsic Value
Price

See Also

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What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
6.1%
=
Net Income
898m
/
Revenue
14.7B
What is the Net Margin of Insurance Australia Group Ltd?

Based on Insurance Australia Group Ltd's most recent financial statements, the company has Net Margin of 6.1%.