Insurance Australia Group Ltd
ASX:IAG

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Insurance Australia Group Ltd
ASX:IAG
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Price: 8.5 AUD -0.47% Market Closed
Market Cap: 20.1B AUD
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Insurance Australia Group Ltd
Retained Earnings

Last Value
3-Years 3-Y CAGR
5-Years 5-Y CAGR
10-Years 10-Y CAGR
Quarterly
Annual
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Insurance Australia Group Ltd
Retained Earnings Peer Comparison

Competitors Analysis
Latest Figures & CAGR of Competitors

Company Retained Earnings CAGR 3Y CAGR 5Y CAGR 10Y
Insurance Australia Group Ltd
ASX:IAG
Retained Earnings
-AU$155m
CAGR 3-Years
48%
CAGR 5-Years
3%
CAGR 10-Years
-2%
QBE Insurance Group Ltd
ASX:QBE
Retained Earnings
$885m
CAGR 3-Years
N/A
CAGR 5-Years
5%
CAGR 10-Years
-3%
Suncorp Group Ltd
ASX:SUN
Retained Earnings
AU$1.4B
CAGR 3-Years
17%
CAGR 5-Years
34%
CAGR 10-Years
2%
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Insurance Australia Group Ltd
Glance View

Market Cap
20.1B AUD
Industry
Insurance
Economic Moat
None

Insurance Australia Group Ltd. (IAG) stands as one of the pillars of the insurance industry in Australia and New Zealand. Founded in 2000 through a series of strategic mergers and acquisitions, IAG has carved out a dominant position by offering a diverse portfolio of insurance products that range from personal and commercial insurance to niche and specialty coverages. The company's operations are primarily housed under its well-known brands, including NRMA Insurance, CGU, and SGIO, which have helped cement its reputation and trust among consumers. IAG leverages its extensive network and deep understanding of risk management to underwrite policies that protect against potential losses. Its core revenue streams come from the premiums paid by customers in exchange for protection against various risks, such as accidents, fire, theft, and natural disasters. This balance of risk and protection is the heart of IAG’s business model. Earning profit in the insurance world hinges on astute risk assessment and management. IAG generates income not only through the premiums but also by carefully investing the premiums until they are needed to pay claims. The group relies on actuarial analyses to predict claims, allowing it to set premiums at levels that cover potential payouts while providing a margin for profit. When the actual claims fall below the premiums collected, IAG reaps an underwriting profit. Moreover, the capital from these premiums is invested in a diversified portfolio of equities, bonds, and other financial instruments, generating additional investment income. This dual-income strategy – underwriting profits complemented by investment returns – showcases how IAG navigates the complexities of the insurance landscape, balancing risks with financial prudence to ensure sustainable growth.

IAG Intrinsic Value
6.78 AUD
Overvaluation 20%
Intrinsic Value
Price

See Also

What is Insurance Australia Group Ltd's Retained Earnings?
Retained Earnings
-155m AUD

Based on the financial report for Jun 30, 2024, Insurance Australia Group Ltd's Retained Earnings amounts to -155m AUD.

What is Insurance Australia Group Ltd's Retained Earnings growth rate?
Retained Earnings CAGR 10Y
-2%

Over the last year, the Retained Earnings growth was 75%. The average annual Retained Earnings growth rates for Insurance Australia Group Ltd have been 48% over the past three years , 3% over the past five years , and -2% over the past ten years .

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