Insurance Australia Group Ltd
ASX:IAG
Balance Sheet
Balance Sheet Decomposition
Insurance Australia Group Ltd
Insurance Australia Group Ltd
Balance Sheet
Insurance Australia Group Ltd
| Jun-2002 | Jun-2003 | Jun-2004 | Jun-2005 | Jun-2006 | Jun-2007 | Jun-2008 | Jun-2009 | Jun-2010 | Jun-2011 | Jun-2012 | Jun-2013 | Jun-2014 | Jun-2015 | Jun-2016 | Jun-2017 | Jun-2018 | Jun-2019 | Jun-2020 | Jun-2021 | Jun-2022 | Jun-2023 | Jun-2024 | Jun-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Cash & Cash Equivalents |
253
|
626
|
424
|
456
|
718
|
1 163
|
1 234
|
344
|
416
|
509
|
969
|
394
|
447
|
306
|
263
|
424
|
448
|
538
|
405
|
326
|
350
|
474
|
631
|
703
|
|
| Cash Equivalents |
253
|
626
|
424
|
456
|
718
|
1 163
|
1 234
|
344
|
416
|
509
|
969
|
394
|
447
|
306
|
263
|
424
|
448
|
538
|
405
|
326
|
350
|
474
|
631
|
703
|
|
| Total Receivables |
1 530
|
2 598
|
661
|
538
|
789
|
1 224
|
1 183
|
887
|
1 084
|
560
|
449
|
526
|
628
|
251
|
230
|
458
|
305
|
239
|
325
|
311
|
300
|
519
|
822
|
586
|
|
| Insurance Receivable |
5
|
10
|
2 055
|
2 883
|
2 539
|
3 374
|
3 113
|
3 173
|
3 117
|
5 985
|
6 430
|
5 570
|
3 316
|
3 251
|
3 334
|
3 363
|
3 589
|
3 747
|
3 719
|
3 873
|
4 103
|
4 799
|
0
|
0
|
|
| Deferred Policy Acquisition Cost |
221
|
484
|
527
|
621
|
591
|
789
|
758
|
733
|
688
|
683
|
753
|
795
|
1 028
|
1 015
|
1 051
|
1 750
|
2 494
|
2 523
|
2 534
|
2 608
|
2 804
|
3 206
|
0
|
0
|
|
| Other Current Assets |
90
|
337
|
395
|
70
|
25
|
62
|
54
|
45
|
36
|
30
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Current Assets |
1 620
|
2 935
|
1 056
|
608
|
814
|
1 286
|
1 237
|
932
|
1 120
|
590
|
449
|
526
|
628
|
251
|
230
|
458
|
305
|
239
|
325
|
311
|
300
|
519
|
822
|
586
|
|
| PP&E Net |
95
|
139
|
165
|
258
|
257
|
297
|
291
|
308
|
301
|
284
|
274
|
257
|
249
|
235
|
204
|
182
|
180
|
181
|
663
|
610
|
592
|
591
|
520
|
517
|
|
| PP&E Gross |
95
|
139
|
165
|
258
|
257
|
297
|
291
|
308
|
301
|
284
|
274
|
257
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Accumulated Depreciation |
134
|
202
|
163
|
179
|
220
|
299
|
386
|
287
|
324
|
350
|
375
|
398
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Intangible Assets |
60
|
43
|
18
|
7
|
57
|
815
|
585
|
397
|
301
|
225
|
225
|
245
|
700
|
646
|
457
|
385
|
313
|
235
|
272
|
391
|
3 411
|
3 632
|
3 758
|
1 088
|
|
| Goodwill |
572
|
1 583
|
1 455
|
1 371
|
1 486
|
2 222
|
1 875
|
1 880
|
1 782
|
1 644
|
1 625
|
1 666
|
2 840
|
2 915
|
2 953
|
2 947
|
2 870
|
2 863
|
2 862
|
2 829
|
2 823
|
2 830
|
0
|
2 824
|
|
| Note Receivable |
192
|
401
|
547
|
0
|
1
|
19
|
18
|
85
|
5
|
0
|
0
|
0
|
0
|
102
|
153
|
156
|
116
|
209
|
312
|
0
|
31
|
31
|
52
|
52
|
|
| Long-Term Investments |
8 090
|
9 831
|
9 759
|
10 378
|
10 003
|
10 959
|
9 549
|
10 685
|
12 017
|
12 177
|
13 337
|
14 193
|
15 949
|
16 096
|
13 432
|
12 641
|
11 564
|
11 228
|
10 451
|
12 447
|
11 813
|
11 832
|
12 905
|
13 504
|
|
| Other Long-Term Assets |
207
|
355
|
327
|
264
|
159
|
276
|
288
|
382
|
302
|
311
|
373
|
497
|
313
|
499
|
603
|
545
|
1 199
|
514
|
608
|
1 325
|
1 289
|
657
|
448
|
206
|
|
| Other Assets |
574
|
1 588
|
1 457
|
1 672
|
1 833
|
2 632
|
2 307
|
2 275
|
2 179
|
2 159
|
2 322
|
2 382
|
7 027
|
9 001
|
10 303
|
9 693
|
9 558
|
9 872
|
10 405
|
11 558
|
9 935
|
10 181
|
6 481
|
9 653
|
|
| Total Assets |
11 307
N/A
|
16 392
+45%
|
16 335
0%
|
17 147
+5%
|
16 972
-1%
|
21 610
+27%
|
19 380
-10%
|
19 314
0%
|
20 446
+6%
|
22 923
+12%
|
25 132
+10%
|
24 859
-1%
|
29 657
+19%
|
31 402
+6%
|
30 030
-4%
|
29 597
-1%
|
29 766
+1%
|
29 286
-2%
|
29 694
+1%
|
33 449
+13%
|
24 898
-26%
|
25 087
+1%
|
25 617
+2%
|
26 309
+3%
|
|
| Liabilities | |||||||||||||||||||||||||
| Insurance Policy Liabilities |
4 612
|
6 885
|
6 327
|
6 840
|
6 916
|
8 562
|
7 827
|
7 816
|
8 253
|
10 783
|
11 709
|
10 474
|
11 937
|
20 283
|
18 809
|
18 414
|
17 784
|
17 843
|
17 970
|
21 033
|
14 576
|
14 234
|
13 919
|
13 846
|
|
| Accounts Payable |
1 082
|
560
|
652
|
612
|
426
|
496
|
470
|
500
|
653
|
478
|
727
|
840
|
802
|
814
|
1 085
|
1 020
|
915
|
981
|
923
|
961
|
518
|
712
|
983
|
844
|
|
| Short-Term Debt |
224
|
136
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Current Liabilities |
248
|
437
|
551
|
496
|
400
|
680
|
501
|
345
|
472
|
628
|
665
|
676
|
924
|
562
|
376
|
857
|
636
|
511
|
796
|
941
|
13
|
33
|
118
|
274
|
|
| Total Current Liabilities |
1 554
|
1 133
|
1 203
|
1 108
|
826
|
1 176
|
971
|
845
|
1 125
|
1 106
|
1 392
|
1 516
|
1 726
|
1 376
|
1 461
|
1 877
|
1 551
|
1 492
|
1 719
|
1 902
|
531
|
745
|
1 101
|
1 118
|
|
| Long-Term Debt |
86
|
744
|
793
|
793
|
1 296
|
2 017
|
1 401
|
1 053
|
1 450
|
1 377
|
1 659
|
1 620
|
1 752
|
1 762
|
1 962
|
1 624
|
1 960
|
2 080
|
2 181
|
2 572
|
2 584
|
2 636
|
2 937
|
2 957
|
|
| Deferred Income Tax |
135
|
59
|
99
|
163
|
40
|
56
|
17
|
39
|
35
|
12
|
9
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
46
|
55
|
|
| Minority Interest |
503
|
478
|
686
|
585
|
485
|
498
|
240
|
244
|
292
|
347
|
397
|
412
|
416
|
399
|
469
|
449
|
511
|
551
|
607
|
310
|
340
|
404
|
457
|
457
|
|
| Other Liabilities |
102
|
217
|
217
|
217
|
249
|
268
|
338
|
387
|
359
|
322
|
417
|
455
|
446
|
765
|
766
|
671
|
1 291
|
916
|
1 140
|
1 386
|
693
|
415
|
497
|
547
|
|
| Total Liabilities |
8 831
N/A
|
12 817
+45%
|
12 797
0%
|
13 292
+4%
|
13 481
+1%
|
16 950
+26%
|
15 176
-10%
|
14 644
-4%
|
15 960
+9%
|
18 506
+16%
|
20 789
+12%
|
20 073
-3%
|
23 089
+15%
|
24 585
+6%
|
23 467
-5%
|
23 035
-2%
|
23 097
+0%
|
22 882
-1%
|
23 617
+3%
|
27 203
+15%
|
18 724
-31%
|
18 434
-2%
|
18 957
+3%
|
18 980
+0%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
2 852
|
3 973
|
3 802
|
3 802
|
3 263
|
4 361
|
4 740
|
5 326
|
5 353
|
5 353
|
5 353
|
5 353
|
6 775
|
7 275
|
7 275
|
7 082
|
7 082
|
6 617
|
6 617
|
7 386
|
7 386
|
7 264
|
6 836
|
6 799
|
|
| Retained Earnings |
375
|
396
|
259
|
59
|
283
|
402
|
400
|
542
|
748
|
770
|
861
|
533
|
123
|
307
|
666
|
463
|
353
|
185
|
492
|
1 097
|
1 188
|
610
|
155
|
569
|
|
| Treasury Stock |
0
|
0
|
0
|
0
|
40
|
69
|
71
|
55
|
58
|
57
|
55
|
62
|
94
|
83
|
43
|
38
|
27
|
48
|
49
|
33
|
24
|
21
|
21
|
46
|
|
| Other Equity |
1
|
2
|
5
|
6
|
15
|
34
|
65
|
58
|
61
|
109
|
94
|
28
|
10
|
68
|
3
|
19
|
33
|
20
|
1
|
10
|
27
|
20
|
0
|
7
|
|
| Total Equity |
2 476
N/A
|
3 575
+44%
|
3 538
-1%
|
3 855
+9%
|
3 491
-9%
|
4 660
+33%
|
4 204
-10%
|
4 671
+11%
|
4 486
-4%
|
4 417
-2%
|
4 343
-2%
|
4 786
+10%
|
6 568
+37%
|
6 817
+4%
|
6 563
-4%
|
6 562
0%
|
6 669
+2%
|
6 404
-4%
|
6 077
-5%
|
6 246
+3%
|
6 174
-1%
|
6 653
+8%
|
6 660
+0%
|
7 329
+10%
|
|
| Total Liabilities & Equity |
11 307
N/A
|
16 392
+45%
|
16 335
0%
|
17 147
+5%
|
16 972
-1%
|
21 610
+27%
|
19 380
-10%
|
19 315
0%
|
20 446
+6%
|
22 923
+12%
|
25 132
+10%
|
24 859
-1%
|
29 657
+19%
|
31 402
+6%
|
30 030
-4%
|
29 597
-1%
|
29 766
+1%
|
29 286
-2%
|
29 694
+1%
|
33 449
+13%
|
24 898
-26%
|
25 087
+1%
|
25 617
+2%
|
26 309
+3%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
1 302
|
1 683
|
1 591
|
1 594
|
1 595
|
1 794
|
1 878
|
2 071
|
2 079
|
2 079
|
2 079
|
2 079
|
2 341
|
2 373
|
2 373
|
2 310
|
2 310
|
2 311
|
2 311
|
2 465
|
2 465
|
2 441
|
2 370
|
2 365
|
|
| Preferred Shares Outstanding |
4
|
6
|
6
|
6
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|