
COG Financial Services Ltd
ASX:COG

Income Statement
Earnings Waterfall
COG Financial Services Ltd
Revenue
|
512.5m
AUD
|
Cost of Revenue
|
-317.1m
AUD
|
Gross Profit
|
195.4m
AUD
|
Operating Expenses
|
-137.6m
AUD
|
Operating Income
|
57.8m
AUD
|
Other Expenses
|
-45.6m
AUD
|
Net Income
|
12.2m
AUD
|
Income Statement
COG Financial Services Ltd
Jun-2005 | Dec-2005 | Jun-2006 | Dec-2006 | Jun-2007 | Dec-2007 | Jun-2008 | Dec-2008 | Jun-2009 | Dec-2009 | Jun-2010 | Dec-2010 | Jun-2011 | Dec-2011 | Jun-2012 | Dec-2012 | Jun-2013 | Dec-2013 | Jun-2014 | Dec-2014 | Jun-2015 | Dec-2015 | Jun-2016 | Dec-2016 | Jun-2017 | Dec-2017 | Jun-2018 | Dec-2018 | Jun-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||||||||||||||||||||||||||
Revenue |
699
N/A
|
822
+18%
|
517
-37%
|
241
-53%
|
403
+67%
|
441
+10%
|
400
-9%
|
161
-60%
|
30
-81%
|
6
-80%
|
2
-61%
|
3
+4%
|
0
-84%
|
9
+2 250%
|
19
+101%
|
18
-4%
|
11
-39%
|
4
-64%
|
3
-15%
|
4
+9%
|
9
+138%
|
8
-6%
|
16
+96%
|
35
+112%
|
82
+138%
|
138
+69%
|
165
+19%
|
194
+18%
|
217
+12%
|
225
+4%
|
219
-3%
|
235
+8%
|
272
+15%
|
296
+9%
|
321
+9%
|
332
+3%
|
366
+10%
|
441
+21%
|
499
+13%
|
512
+3%
|
|
Gross Profit | |||||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(2)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(9)
|
(44)
|
(79)
|
(97)
|
(116)
|
(132)
|
(137)
|
(136)
|
(143)
|
(164)
|
(185)
|
(203)
|
(202)
|
(219)
|
(272)
|
(312)
|
(317)
|
|
Gross Profit |
698
N/A
|
821
+18%
|
517
-37%
|
241
-53%
|
402
+67%
|
440
+10%
|
400
-9%
|
161
-60%
|
30
-81%
|
6
-80%
|
2
-61%
|
3
+4%
|
0
-84%
|
9
+2 075%
|
17
+95%
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
10
N/A
|
38
+268%
|
60
+56%
|
68
+14%
|
78
+15%
|
85
+9%
|
88
+3%
|
83
-5%
|
92
+11%
|
108
+17%
|
110
+2%
|
118
+7%
|
130
+10%
|
147
+13%
|
169
+15%
|
187
+11%
|
195
+4%
|
|
Operating Income | |||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(689)
|
(814)
|
(511)
|
(239)
|
(406)
|
(437)
|
(421)
|
(199)
|
(42)
|
(31)
|
(5)
|
(2)
|
(1)
|
(12)
|
(21)
|
(12)
|
(1)
|
(1)
|
(2)
|
(2)
|
(2)
|
(1)
|
(2)
|
(9)
|
(30)
|
(44)
|
(49)
|
(56)
|
(62)
|
(65)
|
(66)
|
(64)
|
(67)
|
(72)
|
(76)
|
(86)
|
(99)
|
(115)
|
(131)
|
(138)
|
|
Selling, General & Administrative |
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(1)
|
(1)
|
(2)
|
(5)
|
(6)
|
(2)
|
1
|
(1)
|
(5)
|
(6)
|
(2)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(8)
|
(25)
|
(37)
|
(43)
|
(51)
|
(55)
|
(56)
|
(56)
|
(53)
|
(55)
|
(60)
|
(64)
|
(72)
|
(84)
|
(98)
|
(110)
|
(117)
|
|
Depreciation & Amortization |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(6)
|
(14)
|
(8)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(4)
|
(6)
|
(6)
|
(5)
|
(7)
|
(9)
|
(10)
|
(10)
|
(11)
|
(12)
|
(12)
|
(13)
|
(15)
|
(17)
|
(18)
|
(18)
|
|
Other Operating Expenses |
(688)
|
(813)
|
(510)
|
(238)
|
(404)
|
(436)
|
(421)
|
(196)
|
(37)
|
(25)
|
(3)
|
(3)
|
(0)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
|
Operating Income |
9
N/A
|
7
-22%
|
6
-17%
|
2
-73%
|
(5)
N/A
|
3
N/A
|
(21)
N/A
|
(38)
-77%
|
(11)
+71%
|
(24)
-119%
|
(2)
+91%
|
0
N/A
|
(1)
N/A
|
(3)
-200%
|
(4)
-23%
|
7
N/A
|
10
+56%
|
3
-72%
|
2
-38%
|
2
+11%
|
7
+260%
|
7
+3%
|
14
+93%
|
16
+14%
|
9
-46%
|
16
+79%
|
19
+22%
|
22
+15%
|
23
+6%
|
22
-3%
|
17
-25%
|
28
+67%
|
41
+45%
|
38
-6%
|
41
+8%
|
44
+6%
|
48
+9%
|
54
+12%
|
56
+5%
|
58
+2%
|
|
Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
(5)
|
(3)
|
(2)
|
5
|
9
|
(12)
|
(14)
|
4
|
4
|
5
|
0
|
(2)
|
0
|
(1)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(4)
|
(8)
|
(8)
|
(10)
|
(9)
|
(8)
|
(8)
|
(13)
|
(11)
|
(3)
|
(1)
|
(5)
|
(9)
|
(12)
|
(15)
|
(19)
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(24)
|
(42)
|
0
|
0
|
0
|
11
|
14
|
3
|
(0)
|
1
|
2
|
2
|
1
|
1
|
0
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(12)
|
(47)
|
(38)
|
(4)
|
(1)
|
(1)
|
(10)
|
(10)
|
(5)
|
(5)
|
|
Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
|
Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
(0)
|
0
|
(0)
|
0
|
(1)
|
0
|
(1)
|
0
|
(1)
|
0
|
(1)
|
0
|
|
Pre-Tax Income |
4
N/A
|
4
+11%
|
4
+7%
|
7
+59%
|
4
-39%
|
(9)
N/A
|
(35)
-310%
|
(58)
-64%
|
(49)
+16%
|
(19)
+60%
|
(2)
+89%
|
(2)
+9%
|
10
N/A
|
11
+2%
|
(2)
N/A
|
6
N/A
|
11
+73%
|
5
-59%
|
4
-13%
|
3
-18%
|
8
+145%
|
7
-9%
|
14
+93%
|
16
+11%
|
4
-77%
|
7
+107%
|
10
+39%
|
11
+8%
|
12
+9%
|
12
+3%
|
(3)
N/A
|
(32)
-859%
|
(8)
+74%
|
31
N/A
|
39
+24%
|
39
+0%
|
28
-28%
|
31
+12%
|
36
+15%
|
34
-5%
|
|
Net Income | |||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(1)
|
(1)
|
(1)
|
(2)
|
(1)
|
3
|
11
|
11
|
(11)
|
(13)
|
0
|
0
|
0
|
(0)
|
(0)
|
0
|
0
|
0
|
(0)
|
(1)
|
(0)
|
(0)
|
(0)
|
(1)
|
(3)
|
(4)
|
(3)
|
(3)
|
(4)
|
(4)
|
(2)
|
(5)
|
(9)
|
(9)
|
(10)
|
(10)
|
(10)
|
(11)
|
(12)
|
(12)
|
|
Income from Continuing Operations |
3
|
3
|
3
|
5
|
4
|
(6)
|
(24)
|
(47)
|
(60)
|
(32)
|
(2)
|
(2)
|
10
|
10
|
(2)
|
6
|
11
|
5
|
4
|
3
|
8
|
7
|
14
|
15
|
0
|
4
|
7
|
8
|
8
|
9
|
(5)
|
(37)
|
(17)
|
22
|
29
|
29
|
18
|
20
|
24
|
23
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(2)
|
(4)
|
(4)
|
(4)
|
(4)
|
(5)
|
(5)
|
(7)
|
(9)
|
(9)
|
(9)
|
(9)
|
(10)
|
(11)
|
(11)
|
(11)
|
|
Net Income (Common) |
3
N/A
|
3
-3%
|
3
+10%
|
5
+63%
|
4
-33%
|
(6)
N/A
|
(24)
-303%
|
(47)
-96%
|
(60)
-28%
|
(32)
+46%
|
(2)
+93%
|
(2)
+9%
|
10
N/A
|
11
+6%
|
(0)
N/A
|
8
N/A
|
11
+46%
|
5
-59%
|
4
-22%
|
3
-25%
|
8
+189%
|
7
-8%
|
14
+97%
|
15
+3%
|
(2)
N/A
|
0
N/A
|
4
N/A
|
5
+19%
|
4
-6%
|
4
-14%
|
(10)
N/A
|
(44)
-333%
|
(26)
+39%
|
13
N/A
|
20
+53%
|
20
+1%
|
8
-60%
|
9
+10%
|
13
+45%
|
12
-5%
|
|
EPS (Diluted) |
0.09
N/A
|
0.08
-11%
|
0.08
N/A
|
0.11
+38%
|
0.04
-64%
|
-0.04
N/A
|
-0.2
-400%
|
-0.4
-100%
|
-0.51
-28%
|
-0.28
+45%
|
-0.02
+93%
|
-0.02
N/A
|
0.05
N/A
|
0.06
+20%
|
0
N/A
|
0.04
N/A
|
0.05
+25%
|
0.02
-60%
|
0.02
N/A
|
0.01
-50%
|
0.02
+100%
|
0.02
N/A
|
0.28
+1 300%
|
0.02
-93%
|
-0.02
N/A
|
0
N/A
|
0.03
N/A
|
0.02
-33%
|
0.03
+50%
|
0.03
N/A
|
-0.07
N/A
|
-0.28
-300%
|
-0.16
+43%
|
0.08
N/A
|
0.1
+25%
|
0.11
+10%
|
0.04
-64%
|
0.05
+25%
|
0.07
+40%
|
0.06
-14%
|