Challenger Ltd
ASX:CGF

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Challenger Ltd
ASX:CGF
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Price: 6.09 AUD 0.16% Market Closed
Market Cap: 4.2B AUD
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Challenger Ltd?
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Income Statement

Earnings Waterfall
Challenger Ltd

Revenue
2.6B AUD
Operating Expenses
-1.7B AUD
Operating Income
905m AUD
Other Expenses
-775.1m AUD
Net Income
129.9m AUD

Income Statement
Challenger Ltd

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Income Statement
Currency: AUD
Jun-2006 Dec-2006 Jun-2007 Dec-2007 Jun-2008 Dec-2008 Jun-2009 Dec-2009 Jun-2010 Dec-2010 Jun-2011 Dec-2011 Jun-2012 Dec-2012 Jun-2013 Dec-2013 Jun-2014 Dec-2014 Jun-2015 Dec-2015 Jun-2016 Dec-2016 Jun-2017 Dec-2017 Jun-2018 Dec-2018 Jun-2019 Dec-2019 Jun-2020 Dec-2020 Jun-2021 Dec-2021 Jun-2022 Dec-2022 Jun-2023 Dec-2023 Jun-2024
Revenue
Gross Premiums Earned
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1 591
0
1 855
0
759
539
492
Revenue
2 351
N/A
2 469
+5%
2 328
-6%
2 448
+5%
2 465
+1%
2 032
-18%
1 674
-18%
1 657
-1%
1 635
-1%
1 494
-9%
1 527
+2%
1 422
-7%
1 388
-2%
1 564
+13%
1 623
+4%
1 552
-4%
1 616
+4%
1 690
+5%
1 689
0%
1 752
+4%
1 773
+1%
1 804
+2%
1 972
+9%
2 160
+10%
2 191
+1%
1 956
-11%
2 373
+21%
2 701
+14%
1 133
-58%
2 422
+114%
2 770
+14%
2 952
+7%
1 397
-53%
1 840
+32%
2 126
+16%
2 604
+22%
2 614
+0%
Gross Profit
Cost of Revenue
(1 312)
(1 938)
(1 446)
(1 575)
(1 726)
(1 657)
(1 237)
(839)
(731)
(692)
(702)
(698)
(655)
(541)
(442)
(407)
(441)
(321)
(429)
(200)
(449)
(219)
(381)
(249)
(526)
(220)
(616)
(214)
(476)
(362)
(574)
(228)
(303)
(210)
(316)
0
0
Gross Profit
1 039
N/A
531
-49%
882
+66%
873
-1%
739
-15%
376
-49%
437
+16%
818
+87%
903
+10%
802
-11%
824
+3%
724
-12%
733
+1%
1 124
+53%
1 181
+5%
1 145
-3%
1 175
+3%
1 369
+16%
1 260
-8%
1 552
+23%
1 324
-15%
1 586
+20%
1 592
+0%
1 910
+20%
1 664
-13%
1 736
+4%
1 757
+1%
2 487
+42%
657
-74%
2 061
+214%
2 196
+7%
2 723
+24%
1 504
-45%
1 631
+8%
2 144
+31%
0
N/A
0
N/A
Operating Income
Operating Expenses
(844)
(282)
(584)
(602)
(803)
(749)
(621)
(599)
(561)
(516)
(535)
(579)
(586)
(608)
(638)
(688)
(762)
(838)
(852)
(887)
(938)
(1 048)
(1 083)
(1 179)
(1 264)
(1 338)
(1 336)
(1 367)
(1 266)
(2 026)
(1 357)
(1 500)
(1 300)
(1 912)
(1 019)
(1 586)
(1 709)
Selling, General & Administrative
(779)
(868)
(508)
(527)
(722)
(680)
(571)
(540)
(516)
(487)
(503)
(540)
(546)
(566)
(587)
(633)
(719)
(775)
(804)
(765)
(872)
(919)
(1 008)
(1 067)
(1 206)
(1 218)
(1 302)
(1 327)
(1 217)
(1 850)
(1 530)
(1 377)
(1 749)
(1 765)
(988)
(981)
(1 072)
Depreciation & Amortization
(23)
(21)
(13)
(9)
(13)
(14)
(16)
(13)
(9)
(9)
(8)
(7)
(8)
(10)
(14)
(16)
(18)
0
(19)
0
(16)
0
(15)
0
(16)
0
(15)
(2)
(15)
(7)
(15)
0
(14)
0
(15)
0
(14)
Benefits Claims Loss Adjustment
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(456)
(553)
(606)
Other Operating Expenses
(41)
607
(63)
(65)
(68)
(55)
(34)
(46)
(36)
(20)
(24)
(31)
(32)
(32)
(38)
(38)
(25)
(63)
(29)
(122)
(50)
(130)
(60)
(112)
(42)
(118)
(18)
(38)
(34)
(169)
189
(123)
463
(147)
440
(52)
(17)
Operating Income
195
N/A
249
+28%
299
+20%
271
-9%
(64)
N/A
(373)
-481%
(184)
+51%
219
N/A
342
+57%
287
-16%
290
+1%
146
-50%
146
+0%
415
+184%
542
+31%
458
-16%
413
-10%
531
+29%
408
-23%
666
+63%
386
-42%
537
+39%
509
-5%
731
+44%
400
-45%
398
-1%
421
+6%
1 120
+166%
(610)
N/A
35
N/A
840
+2 334%
1 223
+46%
(206)
N/A
(282)
-37%
792
N/A
1 018
+29%
905
-11%
Pre-Tax Income
Interest Income Expense
(18)
(0)
0
2
2
1
3
3
4
7
8
8
8
10
13
15
16
(135)
15
(180)
17
(158)
18
(223)
30
(232)
22
(347)
26
(313)
(5)
(316)
515
391
(945)
(780)
(767)
Non-Reccuring Items
0
0
0
0
0
0
0
0
0
0
0
0
0
0
(5)
0
0
0
0
29
29
0
0
0
(2)
0
0
(9)
0
0
0
0
0
0
0
31
51
Gain/Loss on Disposition of Assets
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
9
53
45
0
0
0
Total Other Income
0
0
0
0
0
0
0
0
0
0
0
0
0
(1)
(5)
(6)
(5)
(3)
(17)
0
(20)
0
(8)
0
(10)
0
(6)
0
(7)
0
(4)
0
(5)
0
396
0
0
Pre-Tax Income
177
N/A
249
+41%
299
+20%
272
-9%
(62)
N/A
(373)
-500%
(181)
+51%
221
N/A
346
+56%
294
-15%
298
+1%
154
-48%
155
+1%
424
+174%
546
+29%
467
-14%
424
-9%
393
-7%
406
+3%
516
+27%
412
-20%
379
-8%
519
+37%
508
-2%
418
-18%
165
-60%
438
+165%
765
+75%
(591)
N/A
(278)
+53%
831
N/A
916
+10%
357
-61%
154
-57%
242
+57%
269
+11%
190
-30%
Net Income
Tax Provision
(51)
(64)
(75)
(61)
31
119
77
(36)
(60)
(34)
(5)
31
12
(47)
(84)
(58)
(54)
(65)
(79)
(103)
(82)
(78)
(121)
(116)
(95)
(31)
(127)
(238)
170
80
(238)
(260)
(104)
(54)
(63)
(67)
(55)
Income from Continuing Operations
126
184
223
211
(31)
(254)
(104)
185
286
259
293
184
167
377
461
409
370
328
328
413
330
301
398
393
324
134
311
527
(421)
(198)
592
656
254
100
179
202
134
Income to Minority Interest
4
18
21
(5)
(5)
2
(3)
(1)
(11)
(35)
(31)
(21)
(18)
(27)
(45)
(48)
(29)
(24)
(29)
(9)
(2)
(6)
(1)
(1)
(1)
(1)
(3)
(5)
5
5
0
0
0
0
0
0
0
Net Income (Common)
130
N/A
202
+55%
251
+24%
217
-14%
(44)
N/A
(248)
-461%
(91)
+63%
194
N/A
283
+46%
224
-21%
261
+17%
164
-37%
149
-9%
351
+136%
417
+19%
361
-13%
341
-6%
304
-11%
299
-2%
403
+35%
328
-19%
295
-10%
398
+35%
392
-2%
323
-18%
133
-59%
308
+131%
522
+70%
(416)
N/A
(193)
+54%
592
N/A
652
+10%
254
-61%
94
-63%
171
+82%
197
+15%
130
-34%
EPS (Diluted)
0.23
N/A
0.36
+57%
0.42
+17%
0.34
-19%
-0.06
N/A
-0.43
-617%
-0.16
+63%
0.33
N/A
0.53
+61%
0.43
-19%
0.5
+16%
0.31
-38%
0.28
-10%
0.65
+132%
0.78
+20%
0.68
-13%
0.63
-7%
0.51
-19%
0.51
N/A
0.67
+31%
0.53
-21%
0.5
-6%
0.65
+30%
0.58
-11%
0.46
-21%
0.22
-52%
0.39
+77%
0.67
+72%
-0.68
N/A
-0.22
+68%
0.64
N/A
0.74
+16%
0.29
-61%
0.11
-62%
0.26
+136%
0.29
+12%
0.19
-34%

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