Change Financial Ltd
ASX:CCA

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Change Financial Ltd
ASX:CCA
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Price: 0.063 AUD 6.78% Market Closed
Market Cap: 43.3m AUD
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Intrinsic Value

CCA doesn't have a meaningful market cap.
CCA's intrinsic value estimate is unreliable because it is based only on its multiples and doesn't use a DCF valuation.

The intrinsic value of one CCA stock under the Base Case scenario is 0.061 AUD. Compared to the current market price of 0.063 AUD, Change Financial Ltd is Overvalued by 4%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CCA Intrinsic Value
0.061 AUD
Overvaluation 4%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Change Financial Ltd

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Change Financial Ltd

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for Change Financial Ltd with those of its competitors based on recent analyst estimates.

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of Change Financial Ltd and its key competitors using the latest financial data.

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of Change Financial Ltd against its competitors.

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(gross, operating, and net) of Change Financial Ltd compared to its peers.

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of Change Financial Ltd against its peers.

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comparing Change Financial Ltd with its peers.

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Change Financial Ltd

Current Assets 5.4m
Cash & Short-Term Investments 2.6m
Receivables 2.3m
Other Current Assets 463.3k
Non-Current Assets 7.5m
PP&E 232k
Intangibles 6.7m
Other Non-Current Assets 571.3k
Current Liabilities 6m
Accounts Payable 1.9m
Other Current Liabilities 4.1m
Non-Current Liabilities 1.1m
Long-Term Debt 52.7k
Other Non-Current Liabilities 1m
Efficiency

Earnings Waterfall
Change Financial Ltd

Revenue
10.5m USD
Operating Expenses
-12.9m USD
Operating Income
-2.4m USD
Other Expenses
-209k USD
Net Income
-2.6m USD

Free Cash Flow Analysis
Change Financial Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

CCA Profitability Score
Profitability Due Diligence

Change Financial Ltd's profitability score is 26/100. The higher the profitability score, the more profitable the company is.

ROE is Increasing
ROIC is Increasing
Positive 3-Years Revenue Growth
Exceptional 1-Year Revenue Growth
26/100
Profitability
Score

Change Financial Ltd's profitability score is 26/100. The higher the profitability score, the more profitable the company is.

CCA Solvency Score
Solvency Due Diligence

Change Financial Ltd's solvency score is 67/100. The higher the solvency score, the more solvent the company is.

High Interest Coverage
Negative Net Debt
Low D/E
Long-Term Solvency
67/100
Solvency
Score

Change Financial Ltd's solvency score is 67/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

CCA Price Targets Summary
Change Financial Ltd

There are no price targets for CCA.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
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Dividends

Change Financial Ltd
does not pay dividends
Shareholder Yield

Current shareholder yield for CCA is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
No dividends
Buyback Yield
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Debt Paydown Yield
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Ownership

CCA Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Change Financial Ltd Logo
Change Financial Ltd

Country

Australia

Industry

Technology

Market Cap

39.5m AUD

Dividend Yield

0%

Description

Change Financial Ltd. engages in the provision of mobile digital banking. The company is headquartered in Brisbane, Queensland. The company went IPO on 2016-06-30. The firm is engaged in payment processor and providing mobile banking services through its mobile applications. The firm offers payments and card issuing platform which is PCI DSS certified and Mastercard registered. The platform provides infrastructure and tools for building customizable solutions via open Application Programming Interface (APIs), platform has been designed for companies who want to control their offering of payment products to their customers. The firm's subsidiaries include Change Financial LLC and Change Labs Pty Ltd.

Contact

QUEENSLAND
Brisbane
Level 11, 82 Eagle Street
+61735326990.0
changefinancial.com

IPO

2016-06-30

Employees

-

Officers

Chief Executive Officer
Mr. Tony Sheehan
Chief Technology Officer
Mr. Arnold Lee
Executive Director
Mr. Thomas Russell
Chief Commercial Officer
Ms. Jennifer Mateer
Vice President of Finance & Administration
Mr. John Nicholson
Chief Marketing Officer
Mr. Nick Roberts
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Human Resources Manager
Ms. Akhila Iyer
Chief Architect
Mr. Richard Scown
Head of Development-LATAM
Mr. Javier Carrillo
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See Also

Discover More
What is the Intrinsic Value of one CCA stock?

The intrinsic value of one CCA stock under the Base Case scenario is 0.061 AUD.

Is CCA stock undervalued or overvalued?

Compared to the current market price of 0.063 AUD, Change Financial Ltd is Overvalued by 4%.

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