
Bendigo and Adelaide Bank Ltd
ASX:BEN

Balance Sheet
Balance Sheet Decomposition
Bendigo and Adelaide Bank Ltd
Net Loans | 83.4B |
Investments | 13.1B |
PP&E | 131.7m |
Intangibles | 1.9B |
Other Assets | 3.6B |
Balance Sheet
Bendigo and Adelaide Bank Ltd
Jun-2015 | Jun-2016 | Jun-2017 | Jun-2018 | Jun-2019 | Jun-2020 | Jun-2021 | Jun-2022 | Jun-2023 | Jun-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|
Assets | |||||||||||
Net Loans |
55 532
|
57 257
|
60 777
|
61 602
|
61 822
|
64 980
|
71 921
|
77 610
|
78 526
|
80 568
|
|
Investments |
7 531
|
8 302
|
7 572
|
6 725
|
7 670
|
7 910
|
8 572
|
13 009
|
12 597
|
13 657
|
|
PP&E Net |
99
|
91
|
78
|
70
|
63
|
252
|
206
|
180
|
166
|
142
|
|
Intangible Assets |
138
|
192
|
222
|
208
|
245
|
124
|
112
|
281
|
314
|
382
|
|
Goodwill |
1 442
|
1 442
|
1 442
|
1 442
|
1 440
|
1 440
|
1 438
|
1 528
|
1 528
|
1 528
|
|
Long-Term Investments |
4
|
4
|
9
|
9
|
9
|
5
|
10
|
15
|
14
|
10
|
|
Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Other Long-Term Assets |
146
|
132
|
111
|
117
|
5
|
88
|
42
|
49
|
71
|
28
|
|
Other Assets |
1 902
|
1 857
|
1 823
|
1 867
|
1 876
|
1 789
|
1 851
|
1 890
|
2 112
|
2 085
|
|
Total Assets |
66 029
N/A
|
68 573
+4%
|
71 416
+4%
|
71 440
+0%
|
72 435
+1%
|
76 009
+5%
|
86 577
+14%
|
95 244
+10%
|
98 480
+3%
|
98 188
0%
|
|
Liabilities | |||||||||||
Accounts Payable |
257
|
199
|
196
|
180
|
171
|
106
|
51
|
31
|
287
|
481
|
|
Accrued Liabilities |
402
|
276
|
311
|
244
|
299
|
260
|
254
|
291
|
295
|
469
|
|
Current Portion of Long-Term Debt |
633
|
597
|
939
|
0
|
10
|
0
|
0
|
0
|
0
|
0
|
|
Total Deposits |
53 708
|
57 350
|
59 101
|
59 882
|
61 018
|
64 328
|
74 531
|
74 763
|
77 501
|
79 296
|
|
Other Current Liabilities |
18
|
35
|
22
|
52
|
6
|
0
|
44
|
51
|
41
|
0
|
|
Total Current Liabilities |
1 310
|
1 107
|
1 468
|
476
|
486
|
366
|
349
|
373
|
623
|
950
|
|
Long-Term Debt |
5 705
|
4 634
|
5 080
|
5 135
|
5 022
|
5 286
|
5 161
|
13 218
|
13 325
|
10 748
|
|
Deferred Income Tax |
112
|
115
|
127
|
131
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Other Liabilities |
252
|
254
|
215
|
196
|
277
|
231
|
182
|
179
|
180
|
160
|
|
Total Liabilities |
61 087
N/A
|
63 457
+4%
|
65 990
+4%
|
65 820
0%
|
66 804
+1%
|
70 211
+5%
|
80 224
+14%
|
88 532
+10%
|
91 629
+3%
|
91 154
-1%
|
|
Equity | |||||||||||
Common Stock |
4 235
|
4 298
|
4 457
|
4 530
|
4 576
|
4 909
|
5 053
|
5 223
|
5 243
|
5 233
|
|
Retained Earnings |
766
|
878
|
996
|
1 109
|
1 059
|
906
|
1 285
|
1 488
|
1 680
|
1 894
|
|
Unrealized Security Profit/Loss |
4
|
2
|
2
|
2
|
2
|
1
|
10
|
46
|
58
|
83
|
|
Other Equity |
63
|
63
|
29
|
20
|
4
|
18
|
5
|
47
|
14
|
10
|
|
Total Equity |
4 942
N/A
|
5 115
+4%
|
5 426
+6%
|
5 620
+4%
|
5 632
+0%
|
5 798
+3%
|
6 354
+10%
|
6 712
+6%
|
6 851
+2%
|
7 034
+3%
|
|
Total Liabilities & Equity |
66 029
N/A
|
68 573
+4%
|
71 416
+4%
|
71 440
+0%
|
72 435
+1%
|
76 009
+5%
|
86 577
+14%
|
95 244
+10%
|
98 480
+3%
|
98 188
0%
|
|
Shares Outstanding | |||||||||||
Common Shares Outstanding |
457
|
464
|
479
|
486
|
492
|
531
|
547
|
563
|
566
|
565
|
|
Preferred Shares Outstanding |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|