OPTIMA (Optima Bank SA) vs DAX Index Comparison

OPTIMA

DAX Index

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OPTIMA

DAX Index

Difference

1Y 3Y 5Y 10Y 15Y 20Y

OPTIMA

DAX Index

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Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

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DAX Index

OPTIMA

JPM

BAC

601398

601288

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1Y 3Y 5Y 10Y 15Y 20Y

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

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Optima Bank SA
Glance View

Market Cap

944.3m EUR

Industry

Banking

Optima Bank SA engages in providing banking and brokerage services as well as investment banking services. The company is headquartered in Athina, Attiki and currently employs 478 full-time employees. The company went IPO on 2023-10-04. The firm serves both individuals and legal entities and offers banking services, such as opening accounts, providing loans and accepting deposits, as well as brokerage services and investment banking services. The firm operates in Greece and has more than 25 branches, located in Psychiko, Ilioupoli, Aghia Paraskevi, Maroussi, Abelokikpi, Nea Smirni, Paleo Faliro, Kalithea, Kalamaria, Panepistimiou, Chalandri, Nikea, Korinthos, Ano Patissia, Glyfada, Tsimiski, Kifissia, Piraues, Nea Ionia, Evosmos, Peristeri, Egaleo, Pagrati, Kolonaki, Heraklion and Larissa. The firm's segments include Banking activities, Treasury activities, Brokerage activities and Others.

View OPTIMA Analysis

OPTIMA Intrinsic Value

What is Intrinsic Value?

Economic Moat is a concept popularized by Warren Buffett to describe a company's durable competitive advantage. It represents the 'moat' that protects a company from competitors and helps it sustain profitability over the long term. Our analysis of the past 10 years showed that companies with a wide economic moat significantly outperformed the market, delivering +645% returns compared to +189% for the S&P 500.

Our research into Economic Moat performance spans the past 10 years and focuses on companies with a wide economic moat. For this analysis, we calculated the average stock price returns of these companies, comparing them to the performance of the S&P 500 index over the same period.

The results were compelling: wide moat stocks achieved a remarkable +645% average return, compared to +188% for the broader market. This difference highlights the long-term benefits of investing in businesses that can maintain their market position and pricing power over time.

Note: This research does not account for survivorship bias. Past performance is not indicative of future results.

Determining whether a company has an economic moat requires both a deep dive into financial metrics and a qualitative assessment of its competitive position. Our analysts conduct a rigorous evaluation that focuses on identifying structural advantages that enable a company to sustain profitability and defend its market share over the long term.

The process begins with an analysis of a company’s historical financial performance. We assess how consistently the company has generated returns above its cost of capital and whether those returns have been stable or improving. However, financial performance alone doesn’t reveal the full picture. To understand the sources of these advantages, we evaluate five key drivers of economic moats:

Network Effect: We analyze whether the value of a company’s product or service grows as its user base expands. Platforms like payment systems or marketplaces benefit from this self-reinforcing.

Switching Costs: We assess whether customers face significant costs or disruptions when switching to a competitor’s product or service. High switching costs create customer stickiness and provide pricing power.

Intangible Assets: Strong brands, patents, and regulatory licenses can protect a company’s market position by creating barriers for competitors or enabling premium pricing. For example, a well-recognized consumer brand may command higher customer loyalty and margins.

Efficient scale: Occurs when a market is optimally served by one or a few players, making it unprofitable for new entrants to compete. This typically happens in industries with high fixed costs or geographic constraints, such as utilities or pipelines.

Cost Advantage: Companies with structural cost advantages can produce goods or services at a lower cost than their competitors, enabling them to offer competitive pricing or maintain higher margins. These advantages often arise from economies of scale, superior supply chain management, or proprietary technology. Firms like Walmart leverage their massive scale to negotiate better terms with suppliers, allowing them to undercut competitors on price.

By examining these factors in combination with a company’s financial performance and market positioning, we classify each company into one of three categories:

This rigorous evaluation ensures that our moat ratings are both comprehensive and reliable, giving investors the tools they need to make well-informed, long-term decisions.

US		JPMorgan Chase & Co NYSE:JPM	Add
ZA	A	Absa Bank Ltd JSE:ABSP	Add
ZA	S	Standard Bank Group Ltd JSE:SBK	Add
ZA	C	Capitec Bank Holdings Ltd JSE:CPI	Add
US		Bank of America Corp NYSE:BAC	Add
CN		Industrial and Commercial Bank of China Ltd SSE:601398	Add
CN		Agricultural Bank of China Ltd SSE:601288	Add
US		Wells Fargo & Co NYSE:WFC	Add
CN		Bank of China Ltd SSE:601988	Add
CN		China Construction Bank Corp SSE:601939	Add

US		JPMorgan Chase & Co NYSE:JPM	Select
ZA	A	Absa Bank Ltd JSE:ABSP	Select
ZA	S	Standard Bank Group Ltd JSE:SBK	Select
ZA	C	Capitec Bank Holdings Ltd JSE:CPI	Select
US		Bank of America Corp NYSE:BAC	Select
CN		Industrial and Commercial Bank of China Ltd SSE:601398	Select
CN		Agricultural Bank of China Ltd SSE:601288	Select
US		Wells Fargo & Co NYSE:WFC	Select
CN		Bank of China Ltd SSE:601988	Select
CN		China Construction Bank Corp SSE:601939	Select

US		JPMorgan Chase & Co NYSE:JPM	Add
ZA	A	Absa Bank Ltd JSE:ABSP	Add
ZA	S	Standard Bank Group Ltd JSE:SBK	Add
ZA	C	Capitec Bank Holdings Ltd JSE:CPI	Add
US		Bank of America Corp NYSE:BAC	Add
CN		Industrial and Commercial Bank of China Ltd SSE:601398	Add
CN		Agricultural Bank of China Ltd SSE:601288	Add
US		Wells Fargo & Co NYSE:WFC	Add
CN		Bank of China Ltd SSE:601988	Add
CN		China Construction Bank Corp SSE:601939	Add

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ID		Amman Mineral Internasional Tbk PT IDX:AMMN	Add
US	R	Reddit Inc NYSE:RDDT	Add
CH	G	Galderma Group AG SIX:GALD	Add
US		Halliburton Co NYSE:HAL	Add
IN		Jio Financial Services Ltd NSE:JIOFIN	Add

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OPTIMA

vs

DAX Index

Stocks Performance
OPTIMA vs DAX Index

Performance Gap
OPTIMA vs DAX Index

Performance By Year
OPTIMA vs DAX Index

Competitors Performance
Optima Bank SA vs Peers

Optima Bank SA
Glance View

Company

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OPTIMA vs DAX Index

Stocks Performance OPTIMA vs DAX Index

Performance Gap OPTIMA vs DAX Index

Performance By Year OPTIMA vs DAX Index

Competitors Performance Optima Bank SA vs Peers

Optima Bank SA Glance View

Company

Help

Tools

Stocks

OPTIMA

vs

DAX Index

Stocks Performance
OPTIMA vs DAX Index

Performance Gap
OPTIMA vs DAX Index

Performance By Year
OPTIMA vs DAX Index

Competitors Performance
Optima Bank SA vs Peers

Optima Bank SA
Glance View