OFX (OFX Group Ltd) vs S&P/ASX 300 Comparison

OFX

S&P/ASX 300

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

OFX

S&P/ASX 300

Difference

1Y 3Y 5Y 10Y 15Y 20Y

OFX

S&P/ASX 300

Add Stock

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

S&P/ASX 300

OFX

IRFC

PFC

RECLTD

8593

Add Stock

1Y 3Y 5Y 10Y 15Y 20Y

Compare the stock's returns with its benchmark index and competitors. Gain insights into its relative performance over time.

Select Stock to Compare

OFX Group Ltd
Glance View

Market Cap

322.8m AUD

Industry

Financial Services

OFX Group Ltd. engages in providing international payment and foreign exchange services. The company is headquartered in Sydney, New South Wales. The company went IPO on 2013-10-11. The firm's business is operated on a cloud-based platform. The firm's segments include North America, the United Kingdom and Asia and International Payment Solutions. The company offers two products: International payment services and International payment solutions. International payment services are monitored by geographic region, which is based on client location and offers bank-to-bank currency transfers servicing businesses and consumers. International payment solutions offer strategic partners a package, which includes OFX information technology (IT) platform; client service; compliance; banking relationships, and payments capabilities. The firm operates in approximately 190 countries in 50 different currencies.

View OFX Analysis

OFX Intrinsic Value

What is Intrinsic Value?

Economic Moat is a concept popularized by Warren Buffett to describe a company's durable competitive advantage. It represents the 'moat' that protects a company from competitors and helps it sustain profitability over the long term. Our analysis of the past 10 years showed that companies with a wide economic moat significantly outperformed the market, delivering +645% returns compared to +189% for the S&P 500.

Our research into Economic Moat performance spans the past 10 years and focuses on companies with a wide economic moat. For this analysis, we calculated the average stock price returns of these companies, comparing them to the performance of the S&P 500 index over the same period.

The results were compelling: wide moat stocks achieved a remarkable +645% average return, compared to +188% for the broader market. This difference highlights the long-term benefits of investing in businesses that can maintain their market position and pricing power over time.

Note: This research does not account for survivorship bias. Past performance is not indicative of future results.

Determining whether a company has an economic moat requires both a deep dive into financial metrics and a qualitative assessment of its competitive position. Our analysts conduct a rigorous evaluation that focuses on identifying structural advantages that enable a company to sustain profitability and defend its market share over the long term.

The process begins with an analysis of a company’s historical financial performance. We assess how consistently the company has generated returns above its cost of capital and whether those returns have been stable or improving. However, financial performance alone doesn’t reveal the full picture. To understand the sources of these advantages, we evaluate five key drivers of economic moats:

Network Effect: We analyze whether the value of a company’s product or service grows as its user base expands. Platforms like payment systems or marketplaces benefit from this self-reinforcing.

Switching Costs: We assess whether customers face significant costs or disruptions when switching to a competitor’s product or service. High switching costs create customer stickiness and provide pricing power.

Intangible Assets: Strong brands, patents, and regulatory licenses can protect a company’s market position by creating barriers for competitors or enabling premium pricing. For example, a well-recognized consumer brand may command higher customer loyalty and margins.

Efficient scale: Occurs when a market is optimally served by one or a few players, making it unprofitable for new entrants to compete. This typically happens in industries with high fixed costs or geographic constraints, such as utilities or pipelines.

Cost Advantage: Companies with structural cost advantages can produce goods or services at a lower cost than their competitors, enabling them to offer competitive pricing or maintain higher margins. These advantages often arise from economies of scale, superior supply chain management, or proprietary technology. Firms like Walmart leverage their massive scale to negotiate better terms with suppliers, allowing them to undercut competitors on price.

By examining these factors in combination with a company’s financial performance and market positioning, we classify each company into one of three categories:

This rigorous evaluation ensures that our moat ratings are both comprehensive and reliable, giving investors the tools they need to make well-informed, long-term decisions.

IN		Indian Railway Finance Corp Ltd NSE:IRFC	Add
IN		Power Finance Corporation Ltd NSE:PFC	Add
IN		REC Limited NSE:RECLTD	Add
JP		Shinkin Central Bank TSE:8421	Add
JP		Mitsubishi HC Capital Inc TSE:8593	Add
CA		Element Fleet Management Corp TSX:EFN	Add
IN	I	Indian Renewable Energy Development Agency Ltd NSE:IREDA	Add
TW		Chailease Holding Company Ltd TWSE:5871	Add
IN		Housing and Urban Development Corporation Ltd NSE:HUDCO	Add
JP		Tokyo Century Corp TSE:8439	Add

IN		Indian Railway Finance Corp Ltd NSE:IRFC	Select
IN		Power Finance Corporation Ltd NSE:PFC	Select
IN		REC Limited NSE:RECLTD	Select
JP		Shinkin Central Bank TSE:8421	Select
JP		Mitsubishi HC Capital Inc TSE:8593	Select
CA		Element Fleet Management Corp TSX:EFN	Select
IN	I	Indian Renewable Energy Development Agency Ltd NSE:IREDA	Select
TW		Chailease Holding Company Ltd TWSE:5871	Select
IN		Housing and Urban Development Corporation Ltd NSE:HUDCO	Select
JP		Tokyo Century Corp TSE:8439	Select

IN		Indian Railway Finance Corp Ltd NSE:IRFC	Add
IN		Power Finance Corporation Ltd NSE:PFC	Add
IN		REC Limited NSE:RECLTD	Add
JP		Shinkin Central Bank TSE:8421	Add
JP		Mitsubishi HC Capital Inc TSE:8593	Add
CA		Element Fleet Management Corp TSX:EFN	Add
IN	I	Indian Renewable Energy Development Agency Ltd NSE:IREDA	Add
TW		Chailease Holding Company Ltd TWSE:5871	Add
IN		Housing and Urban Development Corporation Ltd NSE:HUDCO	Add
JP		Tokyo Century Corp TSE:8439	Add

US	G	GE Vernova LLC NYSE:GEV	Add
NL	N	Nepi Rockcastle NV JSE:NRP	Add
US		Schlumberger NV NYSE:SLB	Add
US	B	Baker Hughes Co NASDAQ:BKR	Add
ID		Amman Mineral Internasional Tbk PT IDX:AMMN	Add
US	R	Reddit Inc NYSE:RDDT	Add
CH	G	Galderma Group AG SIX:GALD	Add
US		Halliburton Co NYSE:HAL	Add
LU		Tenaris SA MIL:TEN	Add
IN		Jio Financial Services Ltd NSE:JIOFIN	Add

	Franklin Covey Co NYSE:FC	32.32 USD -8.44%
	Mohawk Industries Inc NYSE:MHK	118.51 USD 0.19%
	Ardmore Shipping Corp NYSE:ASC	13.335 USD 6.17%
	ASGN Inc NYSE:ASGN	85.53 USD -1.6%
	Skyworks Solutions Inc NASDAQ:SWKS	93.32 USD 0.74%
	Weatherford International PLC NASDAQ:WFRD	73.9 USD 2.45%

OFX

vs

S&P/ASX 300

Stocks Performance
OFX vs S&P/ASX 300

Performance Gap
OFX vs S&P/ASX 300

Performance By Year
OFX vs S&P/ASX 300

Competitors Performance
OFX Group Ltd vs Peers

OFX Group Ltd
Glance View

Company

Help

Tools

Stocks

	Johnson & Johnson NYSE:JNJ	142.56 USD 0.2%
	Bank of America Corp NYSE:BAC	45.315 USD -1.94%
	Mastercard Inc NYSE:MA	507.07 USD -1.81%
	Salesforce Inc NYSE:CRM	318.565 USD -2.55%
	Abbvie Inc NYSE:ABBV	176.46 USD -1.14%
	Home Depot Inc NYSE:HD	387.18 USD -0.01%

	Arista Networks Inc NYSE:ANET	113.19 USD -2.01%
	Visa Inc NYSE:V	307.83 USD -1.53%
	Texas Pacific Land Corp NYSE:TPL	1 294.57 USD 1.46%
	KLA Corp NASDAQ:KLAC	679.47 USD -0.98%
	Manhattan Associates Inc NASDAQ:MANH	266.61 USD -2.16%
	Pinduoduo Inc NASDAQ:PDD	95.95 USD -4.36%

	Salesforce Inc NYSE:CRM	318.565 USD -2.55%
	ServiceNow Inc NYSE:NOW	1 020.955 USD -2.68%
	EOG Resources Inc NYSE:EOG	132.21 USD 2.92%
	Copart Inc NASDAQ:CPRT	55.88 USD -1.59%
	Applied Materials Inc NASDAQ:AMAT	171.1268 USD -3.31%
	Synopsys Inc NASDAQ:SNPS	493.44 USD -1.71%

	Johnson & Johnson NYSE:JNJ	142.56 USD 0.2%
	Berkshire Hathaway Inc NYSE:BRK.A	668 439.5 USD -1.4%
	Bank of America Corp NYSE:BAC	45.315 USD -1.94%
	Mastercard Inc NYSE:MA	507.07 USD -1.81%
	UnitedHealth Group Inc NYSE:UNH	529.55 USD 0.96%
	Exxon Mobil Corp NYSE:XOM	107.615 USD 0.64%

OFX vs S&P/ASX 300

Stocks Performance OFX vs S&P/ASX 300

Performance Gap OFX vs S&P/ASX 300

Performance By Year OFX vs S&P/ASX 300

Competitors Performance OFX Group Ltd vs Peers

OFX Group Ltd Glance View

Company

Help

Tools

Stocks

OFX

vs

S&P/ASX 300

Stocks Performance
OFX vs S&P/ASX 300

Performance Gap
OFX vs S&P/ASX 300

Performance By Year
OFX vs S&P/ASX 300

Competitors Performance
OFX Group Ltd vs Peers

OFX Group Ltd
Glance View